K.T.P. ELECTRICAL SERVICES LIMITED

Reward Finance Group Limited

1. all estates and interests in any freehold, leasehold or commonhold property now owned by the borrower.. 2. all present and future estates or interests of the borrower in, or over, any freehold, leasehold or commonhold property (other than any such property effectively mortgaged under clause 3.1.1 of the debenture.. 3. a first fixed charge over the borrower's intellectual property (as defined by the debenture).

NATIONAL WESTMINSTER BANK PLC

DEBENTURE

National Westminster Bank PLC

Fixed and floating charges over the undertaking and all property and assets present and future including goodwill bookdebts uncalled capital buildings fixtures fixed plant and machinery.