KYLES ACTUARIAL CONSULTING LTD

Executive Summary

KYLES ACTUARIAL CONSULTING LTD is a newly established boutique firm operating within the management consultancy sector, specializing in actuarial advisory services. While currently small and operating without employees, its strong liquidity and professional expertise position it well to capitalize on growing demand for specialized risk and actuarial consulting. The company’s challenge will be scaling operations and building market presence amid competition from established consultancies and actuarial firms.

KYLES ACTUARIAL CONSULTING LTD - Analysis Report

Company Number: SC753662

Analysis Date: 2025-07-20 11:25 UTC

1. Industry Classification
   KYLES ACTUARIAL CONSULTING LTD operates within SIC code 70229, classified as "Management consultancy activities other than financial management." This sector broadly covers consultancy services that provide strategic, operational, and specialized advice to businesses but excludes financial management services such as accounting or investment advice. Key characteristics of this sector include high reliance on professional expertise, personalized client engagements, project-based revenue, and relatively low fixed asset intensity. The sector often serves varied industries, including insurance, healthcare, technology, and government.

2. Relative Performance
   As a newly incorporated private limited company (December 2022) with unaudited abridged accounts for its first full year ending December 2023, KYLES ACTUARIAL CONSULTING LTD is in its infancy stage. The company’s net assets of £103,230 backed primarily by cash (£105,755) and modest intangible assets (£9,000) indicate a strong liquidity position relative to its size. There are no employees reported, which is common for boutique consultancies or sole-practitioner firms in this sector. The absence of turnover or profit figures in the abridged accounts limits direct revenue or profitability benchmarking, but the scale of the balance sheet suggests micro or small enterprise size, consistent with early-stage consultancy firms. The company’s current liabilities (£45,820) are comfortably covered by current assets (£140,050), yielding a strong working capital ratio well above industry averages, where consultancies typically maintain lean working capital.

3. Sector Trends Impact
   The management consultancy sector has experienced robust demand driven by digital transformation, regulatory changes, and evolving business models post-COVID-19. Actuarial consulting, while a niche within consultancy, benefits from increasing complexity in risk management, insurance products, pensions, and compliance requirements. However, competition from large multinational consultancies and specialized actuarial firms can pressure pricing and client acquisition. The company’s foundation by an actuary (director Fiona Anne Kirkland) aligns with sector trends where expertise and professional credentials are critical differentiators. Given the increasing demand for data-driven decision-making and risk analytics, KYLES ACTUARIAL CONSULTING LTD is well positioned to leverage these trends but must scale carefully and build a client base to compete effectively.

4. Competitive Positioning
   KYLES ACTUARIAL CONSULTING LTD appears to be a niche player focused on actuarial advisory within the broader management consultancy market. The single director ownership structure and absence of employees suggest a boutique consultancy model relying heavily on the principal’s expertise. Compared to larger consultancies or actuarial firms, the company currently lacks scale, diversified revenue streams, and brand recognition. Financially, the strong cash position and low liabilities provide a stable foundation for growth, but the lack of turnover data prevents assessment of operational efficiency or market penetration. The company’s intangible assets likely reflect proprietary methodologies or software, which can be a strategic asset if developed further. However, the reliance on director funding (interest-free loan) highlights early-stage capital constraints typical in new consultancies.

Executive Summary