LAREGAN HOUSE MANAGEMENT COMPANY LIMITED

Executive Summary

Laregan House Management Company Limited is a newly established micro-entity with no operational or financial history, minimal net assets, and no cash flow. Given its lack of trading activity and financial substance, it is currently unsuitable for credit facilities. Continued monitoring of financial development and operational activity is essential before reconsidering credit exposure.

LAREGAN HOUSE MANAGEMENT COMPANY LIMITED - Analysis Report

Company Number: 15307079

Analysis Date: 2025-07-20 17:09 UTC

1. Credit Opinion: DECLINE
   Laregan House Management Company Limited is a newly incorporated micro-entity with nominal net assets (£4) and no operational history of revenue or profit. The balance sheet shows no fixed or current assets and no liabilities, indicating no trading activity to date. The absence of employees and operating cash flows means there is no demonstrated capacity to service debt or meet commercial obligations. The company’s management includes retired individuals and one banker, but with no financial track record or trading performance, credit risk is very high. Without financial substance or operating history, the company is not creditworthy for lending or significant credit facilities at this time.

2. Financial Strength:
   The company’s financial position is effectively nil. Share capital of £4 is the only equity, with no assets or liabilities reported. The micro-entity classification and lack of trading activity mean no meaningful financial strength exists. The balance sheet does not support any credit exposure.

3. Cash Flow Assessment:
   No current assets or liabilities and zero employees indicate no cash inflows or outflows. The company has no working capital and no cash flow history to assess liquidity or operational capacity. This absence of cash generation or liquidity severely limits its ability to service any debt or meet payment obligations.

4. Monitoring Points:

• Monitor future filed accounts for evidence of trading activity and revenue generation.
• Watch for growth in current assets and net working capital to support liquidity.
• Track any changes in director composition or management expertise related to financial stewardship.
• Confirm timely filing of accounts and returns to avoid compliance risks.