LAZARUS PHAN ADVISORY LIMITED

Executive Summary

LAZARUS PHAN ADVISORY LIMITED exhibits a sound initial financial position with net assets exceeding liabilities and compliance with filing obligations. However, the company’s very recent incorporation and limited operational history necessitate further monitoring to confirm ongoing business viability and financial stability. Investors should seek additional insights into revenue generation and cash flow in forthcoming reporting periods.

LAZARUS PHAN ADVISORY LIMITED - Analysis Report

Company Number: 15237298

Analysis Date: 2025-07-29 12:09 UTC

1. Risk Rating: LOW
   The company is newly incorporated (October 2023) and classified as a micro-entity with modest current assets (£32,722) exceeding current liabilities (£7,642), resulting in positive net current assets and net assets of £25,046. There are no overdue filings or indications of financial distress.

2. Key Concerns:

• Very limited operating history (less than one full financial year), which restricts the ability to assess operational stability over time.
• Minimal scale of operations (one employee) may limit business resilience and diversification of skills or client base.
• Absence of detailed revenue and profitability data; accounts are unaudited and prepared under micro-entity provisions, which may mask nuanced financial risks.

3. Positive Indicators:

• Positive net current assets and net assets indicate an initial strong liquidity position.
• Timely filing of accounts and confirmation statements shows compliance with statutory requirements and good governance practices.
• Clear ownership and control structure with a single director and PSC, reducing complexity and potential governance conflicts.

4. Due Diligence Notes:

• Verify the nature and source of current assets (e.g., cash, receivables) to confirm liquidity quality.
• Assess business plan and revenue generation since incorporation to understand sustainability and growth prospects.
• Monitor future filings for trends in profitability, cash flow, and any changes in liabilities or capital structure.
• Confirm absence of contingent liabilities or off-balance-sheet obligations not disclosed in these initial accounts.