L&D BUILDING SOLUTIONS LTD

Executive Summary

L&D BUILDING SOLUTIONS LTD is an early-stage micro-entity with demonstrated profitability and solvent balance sheet as of its most recent accounts. However, its very limited operating history, absence of employees, and sole director/shareholder structure present medium risk concerns regarding operational stability and liquidity under pressure. Ongoing monitoring of financial performance and operational arrangements is advised.

L&D BUILDING SOLUTIONS LTD - Analysis Report

Company Number: 14378619

Analysis Date: 2025-07-29 17:14 UTC

1. Risk Rating: MEDIUM
   Justification: L&D BUILDING SOLUTIONS LTD is a very young micro-entity, incorporated in late 2022, with limited financial history and modest turnover (£11,694 for the most recent year). While the company shows positive net current assets and net profit in its latest accounts, the scale and duration of operations are minimal, creating uncertainty about operational sustainability and liquidity under stress.

2. Key Concerns:

• Limited Financial Track Record & Scale: The company has only one year of reported turnover and profits with very low absolute values, limiting visibility on long-term viability and cash flow stability.
• No Employees: The absence of employees raises questions about operational capacity and reliance on the director or subcontractors, which could impact scalability and continuity.
• Single Director and Shareholder Concentration: Complete control by one individual (Ioan-Liviu Husau) concentrates governance and operational risks, with potential exposure if key person risk materializes.

3. Positive Indicators:

• Positive Net Current Assets and Profit: The latest year shows a modest profit (£8,101) and net current assets of the same amount, indicating the company was solvent and had liquidity at year-end.
• Compliance with Filings: Accounts and confirmation statements are filed on time, indicating good regulatory compliance and governance discipline to date.
• Clear Industry Focus: The company’s SIC codes show it operates in defined sectors of building construction and industrial cleaning, which are established markets.

4. Due Diligence Notes:

• Verify the nature of revenue and customer base to assess sustainability and growth prospects beyond the initial year.
• Investigate the company’s cash flow dynamics and working capital management since the reported balance sheet date to assess ongoing liquidity.
• Review director background and any potential conflicts of interest given the 100% ownership and control.
• Confirm whether the company relies on subcontractors or other arrangements due to absence of employees and evaluate operational risk accordingly.
• Monitor future filings for revenue growth, profitability trends, and any changes in capital structure or indebtedness.