LDB TELECOMS LIMITED

Executive Summary

LDB TELECOMS LIMITED is a newly established micro-entity with a healthy initial balance sheet and positive working capital, indicating reasonable payment capacity for its scale. While financial transparency is limited and the company has no operating history yet, it currently demonstrates adequate liquidity and no external debt. Approval for limited credit exposure is appropriate with close monitoring of trading performance and governance.

LDB TELECOMS LIMITED - Analysis Report

Company Number: 14495734

Analysis Date: 2025-07-20 11:55 UTC

1. Credit Opinion: APPROVE (with caution) LDB TELECOMS LIMITED is a recently incorporated micro-entity (founded November 2022) with a strong net asset position relative to its size. The company shows positive net current assets and shareholders’ funds, indicating initial financial stability. However, as a start-up with no employees and limited financial history, the credit exposure should be cautiously managed. The director’s sole control and absence of external audit increase reliance on internal governance. Approval is recommended for modest credit facilities with ongoing monitoring.

2. Financial Strength: The balance sheet as of 30 November 2023 reports fixed assets of £446 and current assets of £25,742 against current liabilities of £10,731, resulting in net current assets of £15,011. Total net assets stand at £14,497, fully equity-funded, reflecting no external debt on the balance sheet. The company’s micro-entity reporting framework limits detail, but the positive net asset position and working capital surplus suggest sound financial footing at this early stage.

3. Cash Flow Assessment: Current assets mainly comprise cash or equivalents given no disclosed receivables or inventories, supporting liquidity. Current liabilities are modest, and the net current assets of £15,011 provide a reasonable buffer for short-term obligations. The absence of employees and minimal fixed assets reduces cash outflow risks. Overall, the liquidity position appears sufficient for ongoing operations, but cash flow projections should be reviewed once trading scales up.

4. Monitoring Points:

• Operating cash flow and profitability as trading commences and expands.
• Timely filing of annual accounts and confirmation statements to maintain compliance.
• Changes in director or ownership structure given single director/PSC control.
• Any increase in liabilities, especially short-term borrowings or trade creditors.
• Development of business activities under SIC 74909 to assess revenue stability and diversification.