Company Number: 13761821

Analysis Date: 2025-07-29 13:55 UTC

1. Risk Rating: MEDIUM
   The company is solvent on a very small scale with positive net assets but extremely limited financial resources. Its micro-entity status and minimal net assets pose moderate risk in meeting obligations and operational stability.

2. Key Concerns:

• Very Limited Financial Scale: Net assets of only £971 and current assets of £971 indicate very low financial buffer, which may impair ability to absorb shocks or invest in growth.
• Minimal Fixed Assets and Low Working Capital: No fixed assets reported in the latest year and negligible working capital limit operational flexibility.
• Single Director and Owner Concentration: The sole director and 100% owner structure concentrates control and risk with one individual, increasing vulnerability if the individual is unable to manage effectively.

3. Positive Indicators:

• Up to Date Filings: Company accounts and confirmation statements are filed on time, indicating compliance with regulatory requirements.
• No Overdue Filings or Insolvency Status: The company is active with no overdue filings or signs of insolvency proceedings.
• Consistent Reporting Under Micro-Entity Regime: Simplified reporting reduces administrative burden and suggests a straightforward business model.

4. Due Diligence Notes:

• Investigate cash flow patterns and bank balances to assess liquidity beyond year-end snapshots.
• Review the company’s business plan and revenue generation to evaluate sustainability and growth potential.
• Confirm no undisclosed liabilities or contingent risks exist that are not reflected in the micro-entity accounts.
• Validate director’s background and experience given sole control and management responsibility.
• Verify the nature and condition of any tangible or intangible assets supporting the business.