Company Number: SC744965

Analysis Date: 2025-07-29 13:42 UTC

1. Risk Rating: MEDIUM
   While Lennie Consulting Ltd shows positive net assets and growth in working capital, the presence of significant long-term creditors and relatively recent incorporation with limited trading history present moderate risks to solvency and operational stability.

2. Key Concerns:

• The company reports £21,369 in creditors falling due after more than one year, which may indicate long-term liabilities that require scrutiny for repayment terms and impact on cash flow.
• The company is relatively new (incorporated in late 2022) with only two reported financial years; this limited operational track record constrains the ability to assess business sustainability fully.
• Share capital is nominal (£2), which may reflect limited equity buffer to absorb operational or financial shocks.

3. Positive Indicators:

• Strong growth in net current assets from £8,808 to £73,028 within approximately 18 months suggests improved liquidity and working capital management.
• Net assets increased substantially from £9,821 to £90,462, indicating enhanced financial position.
• No overdue filings or compliance issues noted; company appears current on statutory requirements.
• Employment growth from zero to three employees indicates operational expansion.

4. Due Diligence Notes:

• Review the terms and nature of the long-term creditors to assess repayment schedules, interest costs, and potential refinancing risks.
• Obtain profit and loss details or cash flow statements to evaluate operational profitability and cash generation capacity, as these are not provided in the abridged accounts.
• Investigate the nature of fixed assets (£38,803) and their liquidity or depreciation policies.
• Confirm there are no contingent liabilities or off-balance sheet obligations.
• Evaluate the background and experience of the directors, particularly concerning their capability to manage growth and financial risk.