LIGER SECURITY LTD

Executive Summary

LIGER SECURITY LTD, a recently incorporated micro entity in private security, exhibits limited trading activity and weak financial metrics with negative net assets and low liquidity. The company’s minimal scale and operating losses indicate poor capacity to support credit facilities currently. Without evidence of improved cash flow or capitalization, the credit risk is high and approval is not recommended at this stage.

LIGER SECURITY LTD - Analysis Report

Company Number: 14563565

Analysis Date: 2025-07-20 12:54 UTC

1. Credit Opinion: DECLINE
   LIGER SECURITY LTD shows very limited trading activity since incorporation in December 2022, with minimal turnover (£15,084) and a small operating loss (-£182). The company has a negative net asset position (-£182) and current liabilities exceeding current assets, indicating weak financial resilience. The absence of employees and negligible working capital suggest minimal operational scale and limited ability to service any significant debt or credit facility. Given the micro-scale and early stage, the risk of default is high without additional financial support or proven cash flow history.

2. Financial Strength:
   The balance sheet reveals a net liability position of £182 and very low current assets (£4) compared to current liabilities (£186). Total assets less current liabilities (£4) do not reflect any substantial fixed assets or reserves. Shareholders’ funds are negative, reflecting accumulated losses or initial funding shortfalls. The company’s micro entity status and recent incorporation limit available financial data, but current figures indicate weak capitalization and an inability to absorb financial shocks.

3. Cash Flow Assessment:
   With turnover just over £15k and expenses almost matching revenue, operating cash flow is minimal or negative. The company reports no employees and minimal current assets, which likely includes negligible cash or receivables. Current liabilities exceed current assets, implying a working capital deficit if liabilities are due imminently. This suggests potential liquidity constraints and raises concerns regarding ongoing cash flow sufficiency to meet obligations without external funding.

4. Monitoring Points:

• Improvement in turnover and profitability trends to demonstrate business viability.
• Changes in net asset position and working capital to evaluate strengthening financial health.
• Cash flow statements (if available) to assess operational liquidity over time.
• Director and shareholder activity, particularly any capital injections or guarantees.
• Credit payment history and any overdue liabilities indicating financial stress.