LILY & ALFIE PROPERTIES LIMITED

Executive Summary

Lily & Alfie Properties Limited holds a niche position in the London real estate market with a focused asset base of investment properties generating rental income. While the company’s financial leverage and working capital deficits pose liquidity challenges, strategic growth is feasible through asset portfolio expansion and operational improvements. To capitalize on market opportunities, the company must address financial stability risks and strengthen governance and management capabilities to support sustainable growth and competitive positioning.

LILY & ALFIE PROPERTIES LIMITED - Analysis Report

Company Number: 13179423

Analysis Date: 2025-07-19 13:03 UTC

1. Strategic Assets
   Lily & Alfie Properties Limited operates as a private limited company engaged primarily in the ownership, letting, and trading of real estate assets. Its principal asset base consists of investment properties valued at approximately £900,620 as of March 2024, supplemented by tangible fixed assets related to property operations. The company’s financial structure is heavily leveraged with current liabilities exceeding current assets by nearly £1 million, indicating a reliance on short-term financing or creditor arrangements. However, its net asset position remains positive, albeit modest at £28,091, reflecting the underlying property value exceeding liabilities after accounting for working capital deficits. The company benefits from a clear focus on a niche real estate segment — self-owned and leased properties — which can provide steady rental income streams and potential capital appreciation.

2. Growth Opportunities
   Given the company’s existing asset base in investment properties, the primary growth avenues lie in strategic expansion of its real estate portfolio either through acquisition or development. Capitalizing on market cycles and property appreciation trends in London could enhance asset value and rental yield. Additionally, optimizing tenant mix, improving property management efficiency, or repositioning assets for higher-value uses (residential conversion or commercial upgrades) can unlock further value. Given the company’s relatively young age (incorporated 2021), there is scope to build stronger operational infrastructure, explore partnerships or joint ventures for larger deals, and leverage financing instruments to scale holdings. Diversification into adjacent property services or development projects may also provide new revenue streams and reduce reliance on rental income alone.

3. Strategic Risks
   The company faces several strategic challenges that could impede growth and sustainability. Most notably, the significant net current liabilities relative to current assets present liquidity and refinancing risks, which could constrain operational flexibility and investment capacity. This may indicate short-term creditor dependence or cash flow management issues, raising concerns about financial stability if rental income or property values decline. Market risk in the London property sector, including regulatory changes, tax policy shifts, or economic downturns, could negatively affect asset valuations and rental demand. The company’s limited equity base and absence of external audit could also limit transparency and investor confidence, potentially affecting access to capital markets or partnerships. Operationally, the absence of employees and a sole director with an unrelated primary occupation (dentistry training) may limit strategic focus and execution capability.

4. Market Position
   Lily & Alfie Properties Limited currently occupies a modest position within the UK real estate sector, focusing on self-owned property leasing and trading. Its scale is small relative to larger real estate firms, and its market impact is localized given asset size and operational structure. However, its niche focus on owned and leased real estate situates it in a stable income-generating segment, provided market conditions remain favorable. The company’s active status, compliance with filing deadlines, and relatively recent incorporation suggest a foundation for growth, though the competitive landscape requires stronger capitalization and operational enhancements to improve market positioning.