LINGERIE WITH ROXANNE LTD

Executive Summary

LINGERIE WITH ROXANNE LTD is currently a micro-entity with negligible financial resources and no operational scale. The company’s balance sheet and cash flow position show insufficient strength to support credit facilities. Without evidence of growth or liquidity, credit approval is not recommended at this time.

LINGERIE WITH ROXANNE LTD - Analysis Report

Company Number: 13544733

Analysis Date: 2025-07-29 17:51 UTC

1. Credit Opinion: DECLINE
   The company LINGERIE WITH ROXANNE LTD shows extremely limited financial activity and scale, with net assets and shareholders' funds of only £1 and no current liabilities. There is no evidence of revenue, profit, or meaningful asset base. The business operates as a micro-entity with no employees and no working capital. This indicates it lacks the financial capacity to service debt or sustain credit facilities. The absence of financial growth or operational scale presents a substantial credit risk.

2. Financial Strength:
   The balance sheet is minimalistic, showing called-up share capital of £1 with no current liabilities or assets beyond that nominal amount. Net current assets are zero, and total net assets equal £1, indicating no tangible financial strength or buffer. No provisions, accruals, or long-term liabilities exist. The financial statements confirm the company is micro-category and has not required an audit, consistent with minimal operations.

3. Cash Flow Assessment:
   No cash or working capital figures are presented, reflecting negligible operational activity. With zero current liabilities and net current assets at zero, the company likely does not maintain any liquid resources. There is no indication of cash inflows or outflows, and no employees suggest no payroll or operating expenses. The company’s liquidity position is effectively non-existent, raising concerns about its ability to meet any debt obligations or financial commitments.

4. Monitoring Points:

• Monitor any future filing of accounts for evidence of revenue generation or asset acquisition.
• Watch for changes in working capital, cash reserves, or liabilities that indicate operational scale-up.
• Track director activity or PSC changes that may reflect business restructuring or financial strategy shifts.
• Review web presence and market activity to assess commercial traction and credit risk mitigation.