Company Number: 14569428

Analysis Date: 2025-07-29 12:50 UTC

1. Credit Opinion: APPROVE with monitoring. Lion Tutors Ltd is a newly incorporated micro private limited company operating in the education support sector. The company shows a positive net asset position and working capital surplus in its first financial year, indicating initial financial stability. However, due to its short trading history and limited financial data, ongoing monitoring is recommended to confirm sustainable cash flows and profitability.

2. Financial Strength: The company’s balance sheet as of 31 January 2024 reports current assets of £21,129 against current liabilities of £4,954, resulting in net current assets of £16,175. There are no fixed assets reported, which is typical for a service-based micro entity. Shareholders’ funds equal net assets at £16,175, reflecting the initial capital invested. The absence of long-term liabilities and positive net assets indicate a sound financial position at this early stage.

3. Cash Flow Assessment: With a positive working capital position, the company appears capable of meeting its short-term obligations. However, no cash flow statement or profit and loss account is available, limiting insight into operational cash generation and profitability. The company has four employees on average, suggesting some ongoing operational expenses. Close attention should be paid to cash flow trends as trading progresses.

4. Monitoring Points:

• Future filing of profit and loss accounts to assess profitability and operational performance.
• Cash flow statements to verify liquidity and ability to service potential credit.
• Trends in current assets vs. current liabilities for liquidity management.
• Any increase in debt levels or overdue filings, which could signal financial stress.
• Market conditions in the educational support sector affecting revenue stability.