LISA J CONSULTANCY LTD

Executive Summary

Lisa J Consultancy Ltd is a newly formed, micro-entity private limited company exhibiting a sound short-term financial position with positive net assets and no regulatory filing issues. Although financial data is limited due to its recent incorporation, current indicators suggest low solvency and compliance risk. Further due diligence should focus on operational viability and governance given the single-person ownership and limited financial history.

LISA J CONSULTANCY LTD - Analysis Report

Company Number: 15266563

Analysis Date: 2025-07-29 14:33 UTC

1. Risk Rating: LOW
   The company is newly incorporated (Nov 2023) and classified as a micro-entity with no overdue filings. The balance sheet shows positive net current assets and net assets (£12,834), indicating solvency at this early stage. No signs of financial distress or regulatory non-compliance are evident.

2. Key Concerns:

• Limited operating history (less than 1 year), which limits visibility on business sustainability and cash flow consistency.
• Small asset base and equity suggest limited financial buffer against unexpected expenses or revenue shortfalls.
• Single director and sole shareholder structure may pose governance risks, particularly if no independent oversight exists.

3. Positive Indicators:

• Current assets comfortably exceed current liabilities, indicating the company can meet short-term obligations.
• No overdue accounts or confirmation statements filed, demonstrating compliance with statutory requirements.
• Director and PSC are clearly identified with no adverse records, and the company operates in business support services, a sector with generally stable demand.

4. Due Diligence Notes:

• Investigate the source and composition of current assets to assess liquidity quality (e.g., cash vs. receivables).
• Obtain details on business model, client contracts, and revenue projections to evaluate operational sustainability.
• Review governance arrangements given the sole director/shareholder structure to ensure appropriate controls and risk management.
• Monitor subsequent filings and financial updates for emerging trends as the company develops beyond its micro-entity stage.