LISA SKINNER ASSOCIATES LTD

Executive Summary

LISA SKINNER ASSOCIATES LTD presents a strong opening financial position for a micro-entity, with healthy liquidity and positive net assets indicating stable financial health. As a newly formed company, ongoing vigilant financial management and strategic growth planning will be key to maintaining this healthy trajectory. Early signs show no symptoms of financial distress, but continuous monitoring is recommended.

LISA SKINNER ASSOCIATES LTD - Analysis Report

Company Number: 14627989

Analysis Date: 2025-07-29 15:49 UTC

Financial Health Assessment of LISA SKINNER ASSOCIATES LTD

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1. Financial Health Score: B

Explanation:
The company shows solid working capital and positive net assets for its first full financial year, indicating a healthy opening financial position. However, as a young micro-entity startup, the scale is small and the asset base limited. Continued monitoring is advised to ensure sustained cash flow and growth. The absence of profit/loss data limits full diagnosis but the balance sheet shows no immediate distress.

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2. Key Vital Signs

Metric	2024 Value	Interpretation
Fixed Assets	£3,137	Investment in long-term resources, modest but appropriate for a micro-entity in urban planning.
Current Assets	£39,098	Healthy liquidity, suggesting available short-term resources to cover immediate needs.
Current Liabilities	£27,017	Short-term debts at a moderate level, manageable given current assets.
Net Current Assets	£12,316	Positive working capital ("healthy cash flow"), indicating the company can meet short-term obligations.
Total Net Assets	£14,878	Positive equity base, showing value retained by shareholders and no net liabilities excess.
Shareholders’ Funds	£14,878	Matches net assets, confirming equity financing and no hidden liabilities.
Average Number of Employees	2	Small team consistent with micro status and startup phase.

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3. Diagnosis: What the Financial Data Reveals

The company's financial "vital signs" indicate a generally healthy state for a newly incorporated micro-entity in the urban planning sector. The positive net current assets reflect an ability to cover short-term liabilities comfortably, akin to a patient with stable blood pressure and no signs of immediate distress.

The increase in fixed assets from zero to £3,137 shows investment in essential operational tools or equipment, suggesting initial capital deployment to support business activities. The jump in current assets from £100 to over £39,000 reflects successful capital introduction or receivables build-up.

Shareholders’ funds rising from £100 at incorporation to nearly £15,000 by year-end shows capital injection or retained earnings, a positive "immune response" to early business challenges.

The company has no overdue filings, indicating good regulatory compliance—similar to a patient keeping regular health check-ups.

However, the company remains small and early-stage, with limited data on profitability or cash flow trends. This is like a patient who is stable now but requires ongoing monitoring to ensure no latent conditions develop.

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4. Recommendations: Specific Actions to Improve Financial Wellness

• Maintain Positive Working Capital: Continue managing short-term assets and liabilities carefully to ensure ongoing liquidity. Avoid overextending credit or incurring unnecessary debts.
• Monitor Cash Flow Closely: As operations grow, track cash inflows and outflows meticulously to detect any early symptoms of cash stress.
• Invest Strategically in Fixed Assets: Ensure capital expenditures deliver operational efficiency without straining capital reserves.
• Build Profitability: Focus on increasing revenues and controlling costs to transition from capital-dependent startup to self-sustaining entity.
• Regular Financial Reviews: Schedule quarterly financial health check-ups to track key metrics and adjust strategy promptly.
• Prepare for Growth: As a micro company, anticipate thresholds that trigger more complex filing requirements and plan resources accordingly.
• Document All Financial Activities Carefully: To support transparency and compliance, especially as the company expands.

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