LIVE TO THRIVE PROPERTY MANAGEMENT LLP

Executive Summary

LIVE TO THRIVE PROPERTY MANAGEMENT LLP displays a strong financial structure with substantial fixed assets and healthy liquidity, indicating solid financial health. The absence of profit and loss data limits full operational assessment, but the company’s balance sheet suggests stability and low short-term risk. To enhance financial wellness, the LLP should focus on improving revenue generation and operational transparency.

LIVE TO THRIVE PROPERTY MANAGEMENT LLP - Analysis Report

Company Number: OC441395

Analysis Date: 2025-07-29 19:35 UTC

Financial Health Assessment of LIVE TO THRIVE PROPERTY MANAGEMENT LLP

---

1. Financial Health Score: B

Explanation:
The LLP exhibits a solid financial footing with strong net current assets, a significant investment property asset, and healthy liquidity. However, as a relatively new entity (incorporated in 2022) without disclosed profit and loss data and no employees, the full operational performance and sustainability remain somewhat untested, warranting a cautious but positive grade.

---

2. Key Vital Signs

Metric	Latest Value (Year Ending 30-03-2024)	Interpretation
Current Assets	£13,927	Indicates available short-term resources to cover liabilities.
Cash at Bank	£11,945	Healthy cash position for day-to-day operations ("healthy cash flow").
Debtors	£1,982	Moderate receivables, manageable with cash buffer.
Current Liabilities	£733	Low short-term debts, reflecting low immediate obligations.
Net Current Assets	£13,194	Positive working capital ("good liquidity"), suggests ability to meet short-term obligations comfortably.
Fixed Assets (Investment Property)	£450,000	Substantial long-term asset providing financial stability and potential income or capital appreciation.
Net Assets (Equity)	£463,194	Strong equity base reflecting sound balance sheet strength.
Employees	Nil	No staff, indicating minimal operational overhead but potential dependency on members/outsourcing.
Profit & Loss	Not disclosed	Lack of reported profitability data is a gap in assessing operational health.

---

3. Diagnosis: What the Financial Data Reveals

• Balance Sheet Strength: The LLP's balance sheet shows robust net assets mainly due to the investment property valued at £450,000, which forms the backbone of its asset base. This large fixed asset is a critical "organ" providing structural support to the LLP's financial health.

• Liquidity and Working Capital: The LLP maintains a "healthy cash flow" with net current assets of £13,194 and cash reserves nearly 16 times its current liabilities. This indicates strong liquidity and no immediate symptoms of financial distress or cash strain.

• Operational Scale and Risk: The LLP has no employees and limited current assets aside from cash and debtors, which suggests a lean operational model. However, the absence of profit and loss information and the small scale of current assets relative to the fixed asset may signal early-stage or limited trading activity.

• Governance and Control: The LLP is controlled by Jasjote Singh Bhasin and JJ Estate Holdings Ltd, with no reported director disqualifications or compliance issues. This suggests stable governance, vital for maintaining financial wellness.

• Growth and Sustainability Outlook: While the balance sheet is stable, the lack of reported earnings or operational performance data (income statement not filed as permitted for small LLPs) limits the ability to fully assess profitability or revenue growth. This is akin to a patient whose vital signs look normal but whose underlying health status needs further monitoring.

---

4. Recommendations: Specific Actions to Improve Financial Wellness

• Enhance Financial Reporting Transparency: Voluntarily prepare and review profit and loss statements to better "diagnose" operational performance and identify areas for improvement.

• Develop Revenue Streams: Explore opportunities to generate consistent income from the investment property (e.g., leasing) or expand property management services to build sustainable cash inflow.

• Monitor Cash Flow Regularly: Maintain strong liquidity management to avoid any potential short-term cash flow "symptoms" that could lead to distress.

• Consider Employee or Outsourcing Strategy: Evaluate the benefits of hiring or outsourcing to improve operational capacity and service delivery, which could improve business growth prospects.

• Plan for Growth Capital: If expansion is a goal, consider structured financing or reinvestment strategies to leverage the strong asset base for growth.

• Maintain Compliance and Governance: Continue timely filings and monitor any regulatory changes for LLPs to avoid penalties and maintain good corporate health.

---