LIVING INDEPENDENTLY THROUGH EDUCATION LTD

Executive Summary

Living Independently Through Education Ltd is a newly formed dormant company with minimal financial substance and no trading history. Given the lack of operational data and negligible net assets, the company is currently unsuitable for credit extension. Future monitoring should focus on the emergence of trading activity and financial performance to reassess creditworthiness.

LIVING INDEPENDENTLY THROUGH EDUCATION LTD - Analysis Report

Company Number: 15112296

Analysis Date: 2025-07-20 14:20 UTC

1. Credit Opinion: DECLINE
   LIVING INDEPENDLY THROUGH EDUCATION LTD is a very recently incorporated company (Sept 2023) classified as dormant with minimal financial activity and a nominal net asset base of £20. The absence of trading history, revenue, or cash flow makes it impossible to assess its ability to service any credit facilities at this stage. Without operational financial data or evidence of business viability, extending credit would carry a high risk.

2. Financial Strength:
   The company’s balance sheet shows only called-up share capital of £20 and net assets of £20, reflecting no trading activity or accumulated reserves. Being dormant, there are no fixed or current assets and no liabilities reported. This extremely limited financial base provides no buffer against losses or financial stress.

3. Cash Flow Assessment:
   No cash flow or working capital information is available as the company has not commenced trading. Dormant status implies no operational cash inflows or outflows, so liquidity cannot be evaluated. There is no indication of any cash reserves or funding beyond the initial share capital.

4. Monitoring Points:

• Trading commencement and revenue generation: Monitor for first set of active trading accounts to assess business viability.
• Profitability and cash flow trends: Review future filings for evidence of sustainable cash generation.
• Capital structure changes: Watch for additional equity injections or debt facilities that could impact financial stability.
• Director and ownership changes: Note any shifts that might affect governance or credit risk.