Company Number: 14394752

Analysis Date: 2025-07-20 12:13 UTC

1. Risk Rating: MEDIUM
   The company shows positive net asset growth and no overdue filings, supporting operational continuity. However, recurring net current liabilities and director loans indicate liquidity strains that could impact short-term solvency.

2. Key Concerns:

• Negative net current assets for the last three years suggest working capital deficits and potential cash flow difficulties.
• Significant director loan balances (£14,761 at latest year-end) highlight reliance on related-party funding, which could signal cash shortages.
• Limited scale and recent incorporation (2022) mean the company's financial track record is short, increasing uncertainty about business sustainability.

3. Positive Indicators:

• Net assets have increased from £233 in 2023 to £675 in 2024, indicating some retained earnings accumulation.
• No overdue statutory filings or accounts, reflecting compliance with regulatory obligations.
• Single director with full control simplifies decision-making and accountability, with no evidence of disqualifications or governance issues.

4. Due Diligence Notes:

• Review detailed cash flow statements and management accounts to assess liquidity trends and the company's ability to meet short-term liabilities.
• Investigate the nature and terms of director loans and their repayment schedules to confirm financial support sustainability.
• Understand the company's revenue generation model and market prospects under SIC 85590 (Other education not elsewhere classified) to evaluate operational viability.
• Confirm absence of contingent liabilities or legal disputes that could impair financial stability.