LMR FINANCIAL SERVICES AND PROPERTIES LIMITED

Executive Summary

LMR Financial Services and Properties Limited is a recently established micro-entity with a simple capital structure and modest net assets. Its compliance with filing requirements and positive net asset position indicate low immediate solvency risk, though the limited operating history and small scale warrant further due diligence on business viability and governance. Overall, the company presents a low risk profile based on current data but requires monitoring as it develops.

LMR FINANCIAL SERVICES AND PROPERTIES LIMITED - Analysis Report

Company Number: 15096663

Analysis Date: 2025-07-20 16:15 UTC

1. Risk Rating: LOW
   The company is newly incorporated (2023), with filed accounts showing positive net current assets and net assets, no overdue filings, and a single director who also owns 75-100% of shares. The micro-entity status limits disclosure but the available data indicates basic financial stability and compliance.

2. Key Concerns:

• Limited operating history: Being less than two years old, there is no track record to assess operational stability or profitability trends.
• Small scale and limited assets: Total net assets of £5,423 and current assets of £10,874 are minimal, which may constrain growth or ability to withstand financial stress.
• Single director/shareholder control: Concentrated control can pose governance risks and limits external oversight.

3. Positive Indicators:

• No overdue statutory filings: Both accounts and confirmation statement are filed on time, indicating compliance with regulatory obligations.
• Positive net current assets (£6,383) and positive net assets suggest the company is solvent at the balance sheet date.
• Director has relevant occupation as a financial consultant, suggesting some industry knowledge.

4. Due Diligence Notes:

• Investigate business plan and funding sources to understand sustainability and future cash flow projections given the minimal current asset base.
• Review any related party transactions or loans given the single controlling shareholder/director structure.
• Confirm absence of contingent liabilities or off-balance sheet obligations not disclosed in micro-entity accounts.
• Monitor future filings for signs of operational growth or emerging financial difficulties.