LOUD FACTOR LIMITED

Executive Summary

LOUD FACTOR LIMITED is a dormant, newly formed company with no trading history or meaningful financial resources. Its current financial position is extremely weak, showing only nominal cash and equity. Credit should be declined until the company demonstrates operational activity, positive cash flow, and financial strength.

LOUD FACTOR LIMITED - Analysis Report

Company Number: 15352579

Analysis Date: 2025-07-20 18:05 UTC

1. Credit Opinion: DECLINE

LOUD FACTOR LIMITED is a newly incorporated private limited company (incorporated December 2023) classified as dormant with negligible financial activity. Its latest accounts for the year ended December 2024 show only £1 in cash and net assets, reflecting no trading, revenue, or operational activity. There is no financial history to assess creditworthiness or repayment capacity. Given the absence of trading data, working capital, or profits, the company cannot currently service any debt or credit facility. Extending credit would be highly speculative and carries significant risk.

2. Financial Strength: Very Weak

The company’s balance sheet as of 31 December 2024 shows minimal equity (£1 share capital) and cash (£1), with no fixed or current assets, liabilities, or reserves. Since the company has filed dormant accounts, it has not commenced trading or generated financial results. There is no evidence of financial resources or capital to support business operations or absorb shocks. The balance sheet offers no buffer or financial strength.

3. Cash Flow Assessment: Insufficient Liquidity

Cash on hand is effectively negligible (£1), indicating that the company has no liquidity or working capital to meet operating expenses or debt obligations. As a dormant entity, it has not generated cash inflows from operations or any other source. Without cash flow, the company cannot sustain normal business activities or repay creditors.

4. Monitoring Points:

• Commencement of trading and revenue generation: Watch for the company’s first active trading accounts to monitor income and profitability.
• Working capital development: Monitor current assets and liabilities once the company begins operations.
• Director and ownership changes: The sole director and 100% owner, Benjamin Jon Stevenson, should be assessed for financial stability and reputation.
• Timely filing of accounts and confirmation statements: Ensure compliance continues to avoid regulatory risk.
• Any related party transactions or capital injections to improve financial position.