Company Number: 13788320

Analysis Date: 2025-07-20 17:06 UTC

1. Risk Rating: LOW
   The company shows improving financial metrics with positive net current assets and shareholders’ funds. There are no overdue filings or statutory compliance issues, and the company remains active with a single experienced director controlling the business.

2. Key Concerns:

• Limited scale: The company is classified as a micro-entity with minimal staff and modest asset base, which may constrain operational resilience and growth potential.
• Concentration of control: A single individual holds full ownership and directorship, which could pose governance and succession risks.
• Sector risk: Operating in "Other specialised construction activities not elsewhere classified" can imply exposure to project-specific risks and market cyclicality inherent in construction services.

3. Positive Indicators:

• Financial improvement: Net current assets have increased from a negative position at incorporation to £24,049 in the latest year, indicating improved liquidity.
• Solvency: Shareholders’ funds have grown steadily to £37,155, reflecting retained earnings or equity injections that support solvency.
• Compliance: All accounts and confirmation statements are filed on time, demonstrating regulatory discipline.

4. Due Diligence Notes:

• Review detailed profit and loss trends, cash flow statements, and any contingent liabilities not visible in summary data.
• Investigate the nature of fixed assets and their role in operations to assess capital intensity and asset liquidity.
• Examine contracts or client concentration risks given the small size and specialist nature of the business.
• Assess director’s background and any personal guarantees or related party transactions due to sole ownership.