LYCHGATE CONSULTING LTD

Executive Summary

LYCHGATE CONSULTING LTD is a newly incorporated micro-entity dental practice with a solid net current asset position and no regulatory compliance issues. However, its limited operating history, concentration of control in a single director/employee, and significant long-term liabilities warrant closer examination. Overall, the company presents a moderate risk profile pending further due diligence on its financial obligations and operational viability.

LYCHGATE CONSULTING LTD - Analysis Report

Company Number: 14588153

Analysis Date: 2025-07-19 11:55 UTC

1. Risk Rating: MEDIUM

Justification: LYCHGATE CONSULTING LTD is a micro-entity incorporated recently in 2023 and currently active. The company’s financials show a positive net asset position (£82,847) with a strong net current asset figure (£172,560). However, the presence of long-term creditors (£92,211) relative to net assets and limited operating history introduce some uncertainty. The company is small with only one employee and is wholly owned and controlled by the director, which concentrates operational and governance risk.

2. Key Concerns:

• Reliance on a single director and employee (the owner), which may impact operational continuity and governance oversight.
• Relatively high long-term liabilities (£92,211) compared to net assets, potentially indicating future solvency or refinancing risk.
• Limited operating history and financial disclosure with micro-entity accounts, restricting insight into revenue generation and cash flow sustainability.

3. Positive Indicators:

• Healthy net current assets position suggests good short-term liquidity to meet immediate obligations.
• No overdue filings or compliance issues noted, indicating good regulatory adherence to Companies House requirements.
• Full ownership and control by the director may facilitate agile decision-making and aligned interests.

4. Due Diligence Notes:

• Investigate the nature and terms of the long-term creditors to assess repayment risk and impact on solvency.
• Review cash flow statements or bank records (if available) to confirm liquidity beyond balance sheet snapshot.
• Assess client base, revenue streams, and business plan to evaluate operational sustainability.
• Confirm absence of director disqualifications or adverse conduct records.
• Verify that the company’s single employee/director model is sustainable and whether there are contingency plans for continuity.