Company Number: 13111360

Analysis Date: 2025-07-20 15:19 UTC

1. Risk Rating: LOW
   M B WINDOW SOLUTIONS LIMITED presents a low risk profile based on the latest available financials. The company demonstrates solid net current assets, positive net assets, no overdue filings, and stable directorship.

2. Key Concerns:

• Dependence on Limited Employees: The company operates with an average of only one employee, which may constrain operational scalability and resilience.
• Modest Share Capital: With share capital of just £1.00, the equity buffer against unexpected losses is minimal.
• Fixed Assets Decline: Fixed assets decreased significantly from £23,532 in 2020 to £2,979 in 2024, which may indicate asset disposals or underinvestment in long-term capacity. Further context is needed.

3. Positive Indicators:

• Strong Liquidity Position: Current assets of £74,002 compared to current liabilities of £21,144 yield a healthy net current asset position of £53,474 as of July 2024, suggesting good short-term liquidity.
• Growing Net Assets: Net assets increased from £2,319 in 2020 to £28,586 in 2024, indicating retained earnings and equity growth over time.
• Compliance and Governance: All statutory filings (accounts and confirmation statements) are up to date, showing no regulatory compliance issues.
• Stable Directorship: Directors have been in place since incorporation with no disclosed disqualifications or concerns.

4. Due Diligence Notes:

• Examine Fixed Assets Changes: Investigate the reason for the reduction in fixed assets and whether this impacts operational capacity or revenue generation.
• Assess Revenue and Profitability: As micro-entity accounts provide limited profit and loss detail, obtain more comprehensive financials or management accounts to understand margins and cash flow dynamics.
• Evaluate Business Model Sustainability: Given the small employee base and asset profile, review contracts, client base, and market position in the glazing sector to confirm operational stability.
• Review Capital Structure and Financing: Confirm if there are any off-balance sheet liabilities or related-party transactions that might affect financial stability.