Company Number: 14628044

Analysis Date: 2025-07-29 15:31 UTC

Financial Health Assessment for MABOUYA LTD

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1. Financial Health Score: D

Explanation:
MABOUYA LTD is currently showing significant financial distress, with net liabilities and a negative net current asset position, indicating it is undercapitalized and facing liquidity challenges. The score "D" reflects a company that is not financially healthy but may recover with urgent corrective measures.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	156	Extremely low liquid assets available to meet short-term obligations; “weak pulse” in cash resources.
Current Liabilities	12,169	Short-term debts significantly exceed available assets; “symptom of distress.”
Net Current Assets	-12,013	Negative working capital indicates inability to cover immediate debts; “critical symptom.”
Net Assets (Shareholders’ Funds)	-13,213	Company’s total liabilities exceed assets; “underweight on the financial scale.”
Number of Employees	1	Micro size; limited operational scale and potential revenue generation.
Account Category	Micro	Benefits from simplified reporting but limited financial buffer.

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3. Diagnosis

MABOUYA LTD is in the early stage of its life cycle, incorporated in January 2023, operating in the event catering and takeaway food sector. The company’s financial "vital signs" reveal significant liquidity stress and undercapitalization. The negative net current assets and net liabilities indicate the company owes more than it owns and cannot cover immediate debts with available current assets. This is a classic “symptom of financial distress” often seen in start-ups that have not yet generated sufficient operating cash flow or secured adequate funding.

The primary financial symptom is a working capital deficit of £12,013, meaning the company may struggle to meet its short-term obligations as they fall due. The absence of positive retained earnings or reserves further highlights a lack of financial cushion.

The director, Mr. Bruno Walpole, holds full control, which allows for quick decision-making but also concentrates risk. The company is not in liquidation or insolvency but needs immediate attention to avoid worsening condition.

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4. Recommendations

To improve the financial wellness of MABOUYA LTD, consider the following steps:

• Inject Additional Capital: Address the negative net assets by raising funds from the director or external investors to restore the company’s financial “immune system.”
• Improve Cash Flow Management: Focus on accelerating receivables, managing payables prudently, and controlling costs to build a healthy cash flow "heartbeat."
• Review Business Model: Analyze pricing, customer acquisition, and operational efficiency to move toward profitability and reduce reliance on external funding.
• Seek Professional Advice: Consult with financial advisors or accountants to structure funding and optimize tax and operational strategies.
• Monitor Financial Metrics Regularly: Establish monthly cash flow forecasts and working capital monitoring to detect symptoms of distress early and intervene timely.
• Explore Funding Options: Consider short-term loans, grants, or government support schemes for start-ups in the catering sector.

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