Company Number: 15802296

Analysis Date: 2025-07-20 15:29 UTC

1. Credit Opinion: DECLINE. Mack Consultancy Ltd is a newly incorporated company (June 2024) that has filed dormant accounts showing minimal activity and negligible financial resources. The company has no trading history, no employees, and only nominal current assets (£100). Without operational data, revenue, or cash flow, the company’s ability to service any debt or credit facility cannot be assessed. The dormant status and lack of business activity present a high credit risk.

2. Financial Strength: The balance sheet is extremely limited, showing current assets and shareholders’ funds of only £100, with no liabilities or fixed assets reported. The company meets dormant filing criteria and has not generated any revenues or profits. As such, there is no financial strength or cushion to absorb adverse events or support credit repayment.

3. Cash Flow Assessment: Cash and working capital are minimal and static at £100, with no indication of cash inflows or operating cash generation. The company has no employees or trading operations, so no ongoing cash flow to service liabilities or creditor demands. Liquidity is therefore insufficient to support credit exposure.

4. Monitoring Points:

• Monitor future filings for transition from dormant to active trading status.
• Review updated financial statements for evidence of revenue generation and positive cash flow.
• Assess any new borrowings or credit facilities and management plans for servicing debt.
• Track director conduct and any changes in ownership or control that might affect credit risk.