MACKAY INVESTMENTS YORKSHIRE LIMITED

Executive Summary

MACKAY INVESTMENTS YORKSHIRE LIMITED is currently dormant with minimal financial activity, reflected by a very low cash balance and net assets. While compliant with filing requirements, the company’s financial health is inactive, showing no symptoms of distress but also no signs of growth. To improve financial wellness, the company should consider activating operations, increasing capital, and implementing strategic financial planning.

MACKAY INVESTMENTS YORKSHIRE LIMITED - Analysis Report

Company Number: 13383228

Analysis Date: 2025-07-29 19:10 UTC

Financial Health Assessment: MACKAY INVESTMENTS YORKSHIRE LIMITED

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1. Financial Health Score: D

Explanation:
The company is currently dormant, with minimal financial activity reflected by a tiny cash balance of £100 and net assets of the same amount. While there are no red flags such as liabilities or losses, the lack of operational data or revenue means the company’s financial health is neither robust nor active. This score reflects a baseline "alive but inactive" status rather than a flourishing business.

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2. Key Vital Signs:

Metric	Value	Interpretation (Medical Analogy)
Cash at Bank	£100	Extremely low "blood pressure" indicating minimal operational "circulation" of funds.
Net Assets	£100	"Body mass" is minimal; no significant growth or reserves.
Shareholders Funds	£100	Equity base is small, reflecting limited capital investment.
Account Status	Dormant	Company is in a "coma" state with no active trading or transactions.
Filing Compliance	Up to date	Compliance "immune system" intact; no overdue filings or penalties.
Directors & PSC	Stable	Management "nervous system" intact with experienced individuals.

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3. Diagnosis:

MACKAY INVESTMENTS YORKSHIRE LIMITED presents as a dormant entity with no operational activity reported in the latest accounts for the year ending May 31, 2022. The company holds a minimal cash reserve and nominal net assets, indicating a business in a state of financial rest with no active income generation or expenses. The absence of liabilities suggests no financial distress symptoms, but equally, there are no indicators of business vitality or growth.

The dormant status means the company has chosen not to trade or engage in commercial transactions during this period. While this can be a strategic choice, it also means the company is not currently contributing to cash flow or profit generation, which are critical signs of financial health in a living business.

The board appears to be compliant with regulatory requirements, which is a positive sign of good governance. The ownership and control structure is well defined, with two individuals holding significant control and directorships, providing stability and clarity in leadership.

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4. Recommendations:

1. Activate Business Operations or Maintain Dormancy Strategically:
   If the company intends to operate in the near future, it needs to increase its cash flow by initiating trading activities or investments aligned with its SIC code (real estate trading). This will stimulate financial "heartbeat" and growth. If dormancy is strategic, ensure ongoing compliance and review the rationale periodically to avoid stagnation.

2. Capital Injection or Asset Acquisition:
   Consider increasing capital reserves or acquiring assets to build a financial "immune system" that can support future operations and withstand market shocks.

3. Financial Planning and Forecasting:
   Develop a clear business plan with financial projections to diagnose potential risks early and prescribe corrective actions. This will help transform the company from a dormant state to an active enterprise with healthy financial "vitality."

4. Monitor Regulatory Compliance:
   Continue timely filing of accounts and confirmation statements to maintain a healthy "immune system" and avoid penalties or forced dissolution.

5. Engage Professional Advice:
   Seek consultation on tax planning and legal structure optimization, particularly if transitioning from dormancy to active trading, to ensure financial and regulatory health.

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