MAISON KA LTD

Executive Summary

MAISON KA LTD is a newly formed dormant company with minimal financial substance and no trading history, resulting in insufficient data to support credit facilities. The balance sheet reflects only nominal capital with no assets or income, indicating an inability to service debt. Approval of credit is not recommended until the company demonstrates operational performance and financial stability.

MAISON KA LTD - Analysis Report

Company Number: 15138320

Analysis Date: 2025-07-20 11:14 UTC

1. Credit Opinion:
   DECLINE. MAISON KA LTD is a newly incorporated private limited company (September 2023) with dormant status and minimal financial activity. The company has no meaningful financial history, no revenue, and net assets of just £1. There is no evidence of trading performance, profitability, or cash flow generation. The control and directorship have recently changed, but there is no operational track record to assess management capability or business resilience. Consequently, from a credit perspective, the company does not demonstrate the ability to service debt or meet financial obligations.

2. Financial Strength:
   The latest accounts confirm the company is dormant with net assets and shareholder funds of only £1, representing the nominal share capital. There are no fixed or current assets, no liabilities, and no retained earnings. This balance sheet indicates no financial substance or operational capacity to support credit facilities. The company is at the very early stage and has no financial strength or buffer to absorb economic shocks.

3. Cash Flow Assessment:
   No cash flow or working capital data is available due to dormant status and no trading activity. The absence of current assets and liabilities suggests no cash inflows or outflows. There is no evidence of liquidity or cash reserves to cover operational expenses or debt repayments.

4. Monitoring Points:

• Monitor the company's trading status and filing of full accounts once trading commences.
• Watch for any significant changes in financial position, including revenue generation, profitability, and working capital.
• Review director appointments and changes in ownership/control for potential impact on credit risk.
• Assess future accounts for evidence of cash generation and capital structure changes.