MARCIN MICHALSKI LTD

Executive Summary

Marcin Michalski Ltd is a newly incorporated micro-entity with extremely limited working capital and a sole director/shareholder structure, resulting in a high risk profile. The company currently complies with statutory filing requirements but lacks financial depth and operational history, necessitating close scrutiny of its business plan, cash flow, and governance arrangements to assess its viability. Continued monitoring and further due diligence are recommended before considering investment.

MARCIN MICHALSKI LTD - Analysis Report

Company Number: 14988900

Analysis Date: 2025-07-29 19:10 UTC

1. Risk Rating: HIGH
   Given the extremely limited financial resources and minimal net assets (£24), combined with the company's very recent incorporation and micro-entity status, the risk profile is high. The company's ability to meet obligations beyond the immediate short term appears very constrained.

2. Key Concerns:

• Minimal Working Capital: Net current assets are only £24, indicating very limited buffer to cover short-term liabilities, posing liquidity risk.
• Early Stage with Limited Financial History: Incorporated in mid-2023, the company has only one year of accounts, which limits visibility on operational stability and financial performance.
• Single Director and Shareholder Control: One individual holds full control and is the sole director, which concentrates governance risk and raises concerns about succession or operational continuity.

3. Positive Indicators:

• Compliance Up to Date: No overdue filings for accounts or confirmation statements, indicating adherence to statutory requirements.
• Clear Ownership and Management: PSC and director information align, providing transparency on control.
• Micro-entity Reporting: Accounts prepared under simplified reporting, appropriate for company size, reducing compliance complexity and costs.

4. Due Diligence Notes:

• Investigate Business Model and Revenue Streams: With no profit and loss details filed, it is essential to understand how the company plans to generate sustainable income.
• Cash Flow Projections and Funding Sources: Assess any external financing, loans, or shareholder injections supporting operations given the tight net asset position.
• Director’s Experience and Capacity: Given the single director setup, review the director’s background and capability to grow and manage the business.
• Future Filing Compliance: Monitor to ensure continued timely filing and if the company transitions out of micro-entity status, requiring more detailed disclosures.
• Contractual Obligations or Contingent Liabilities: Check for any off-balance sheet liabilities or commitments that could strain finances.