Company Number: SC675185

Analysis Date: 2025-07-29 19:37 UTC

1. Risk Rating: MEDIUM
   The company demonstrates a positive net asset position but shows significant net current liabilities, indicating potential liquidity constraints. As a micro-entity with limited reported financial data, there is insufficient detail to fully assess operational sustainability or cash flow dynamics.

2. Key Concerns:

• Liquidity Risk: Current liabilities (£334,768) substantially exceed current assets (£1,515), resulting in net current liabilities of £333,253, which may challenge the company’s ability to meet short-term obligations.
• Limited Operational Scale: The company employs only one individual (the director), suggesting limited operational capacity and potential dependency risk.
• Lack of Profit & Loss Disclosure: The absence of a profit and loss account restricts insight into revenue, profitability, and cash flow trends, limiting assessment of ongoing operational viability.

3. Positive Indicators:

• Positive Net Assets: The company holds net assets of £20,614, indicating a modest equity buffer above liabilities.
• Timely Compliance: No overdue filings for accounts or confirmation statements, reflecting good regulatory compliance and governance.
• Stable Fixed Asset Base: Fixed assets remain relatively stable (£353,867), suggesting maintained investment in property assets consistent with its SIC classification in real estate letting.

4. Due Diligence Notes:

• Obtain detailed Profit and Loss accounts and cash flow statements to evaluate revenue generation, profitability, and liquidity trends.
• Review the nature and maturity profile of current liabilities to assess refinancing or repayment risks.
• Investigate operational model and income sources to confirm sustainability, given the single employee/director structure.
• Confirm that regulatory filings remain current and no hidden compliance issues exist beyond the provided data.