MARSAL DESIGN LTD

Executive Summary

Marsal Design Ltd is a micro-entity management consultancy with modest but positive net assets and compliant with all filing requirements. Despite limited financial history and a narrow margin of working capital, current data indicates low solvency and regulatory risk. Continued monitoring of cash flows and governance structure is advisable given the company’s size and ownership concentration.

MARSAL DESIGN LTD - Analysis Report

Company Number: 14355682

Analysis Date: 2025-07-20 15:17 UTC

1. Risk Rating: LOW
   Justification: Marsal Design Ltd is a recently incorporated micro-entity with stable but modest net assets and positive working capital. Filings are up to date, and there is no indication of financial distress or regulatory non-compliance.

2. Key Concerns:

• Narrow net current assets: The company’s working capital is positive but small (£1,802 in 2024), which could limit liquidity to absorb unexpected costs or revenue shortfalls.
• Limited financial history: Incorporated in 2022, the company lacks a long track record, limiting trend analysis for operational sustainability.
• Single director and controlling shareholder: The company is wholly owned and controlled by one director, which may increase governance risk and reduce checks and balances.

3. Positive Indicators:

• Positive net assets and working capital: The company shows positive net assets (£2,026) and net current assets, indicating solvency at the balance sheet date.
• Compliance with filing requirements: Accounts and confirmation statements are filed on time, reflecting good regulatory compliance.
• Low fixed assets and minimal share capital: Suggests a service-oriented business with low capital intensity, consistent with management consultancy activities.

4. Due Diligence Notes:

• Review cash flow statements and any available management accounts for more granular liquidity insights, as balance sheet snapshots may miss seasonal or operational cash flow pressures.
• Investigate client base and contract stability to assess operational sustainability, given the company’s limited history and sector (management consultancy).
• Confirm absence of any director disqualifications or legal proceedings that might impact governance or continuity.
• Clarify any related party transactions and intercompany balances if applicable, due to single director ownership structure.