MARTINKOVA MANAGEMENT CONSULTING LIMITED

Executive Summary

Martinkova Management Consulting Limited is financially stable with positive liquidity and growing equity, indicating a healthy early-stage business. While the company shows good short-term financial resilience, enhancing profitability transparency and strategic growth planning will be critical to sustaining its financial wellness going forward.

MARTINKOVA MANAGEMENT CONSULTING LIMITED - Analysis Report

Company Number: 14194384

Analysis Date: 2025-07-29 15:40 UTC

Financial Health Assessment of MARTINKOVA MANAGEMENT CONSULTING LIMITED

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1. Financial Health Score: B

Explanation:
Martinkova Management Consulting Limited shows signs of stable and improving financial health, with positive working capital and increasing shareholders' funds year-over-year. The company maintains a healthy level of cash relative to its current liabilities, indicating good liquidity. However, the business is in its early stages (incorporated in 2022) and operates at a micro-scale with limited asset base and minimal staff, which suggests some vulnerability typical for a young small business. The lack of an income statement in the accounts (exempted under small company rules) means profitability trends are not fully visible, which tempers a higher rating.

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2. Key Vital Signs

Metric	2024 (£)	2023 (£)	Interpretation
Cash at Bank	20,706	15,865	Healthy cash reserves rising, positive liquidity
Current Liabilities	14,074	11,632	Manageable short-term debts, slight increase
Net Current Assets (Working Capital)	6,632	4,233	Positive and increasing, good short-term buffer
Total Assets Less Current Liabilities	7,132	5,233	Increasing asset base after covering current debts
Shareholders' Funds (Equity)	7,132	5,233	Rising retained earnings, indicating growth
Tangible Fixed Assets	500	1,000	Small asset base, equipment depreciating
Average Number of Employees	1	1	Very small operation, low fixed overhead

Interpretation:

• Liquidity: The company has a "healthy cash flow" symptom with cash at bank comfortably exceeding current liabilities. This means it can meet its short-term obligations without strain, a vital sign of good financial wellness.
• Solvency: Positive net current assets and rising shareholders’ funds indicate the company is solvent and building equity, showing "strong heartbeats" of financial stability.
• Asset Management: The small and decreasing tangible assets reflect limited capital investment, common for a consulting business reliant on intellectual capital rather than physical assets.
• Growth: The incremental increase in equity and working capital suggests the business is growing steadily but at a cautious pace.

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3. Diagnosis

Martinkova Management Consulting Limited presents as a financially stable micro-sized consulting firm with early-stage growth characteristics. The company’s financial "vital signs" show no acute distress or chronic symptoms such as over-leveraging or liquidity crunch. The positive net current assets and increasing retained earnings (part of shareholders’ funds) indicate the business is in a healthy state with adequate "circulation" of resources to meet demands.

However, the absence of a detailed profit and loss statement limits deeper insight into profitability and operational efficiency. The small fixed asset base and single employee count are typical for this industry but imply limited scalability without further investment.

Overall, the company appears to be in good financial health with a low risk profile but remains vulnerable to market fluctuations or unexpected expenses given its size and resource constraints.

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4. Recommendations

To maintain and improve financial wellness, consider the following:

• Enhance Profitability Transparency: Even if exempt, voluntarily prepare and review detailed income statements to monitor profit margins and cost control closely. This will help detect any early "symptoms" of operational inefficiency.
• Build Cash Reserves: Continue to strengthen cash balances as a buffer against unforeseen expenses or economic downturns ("healthy immunity").
• Invest in Growth: Explore strategic investments in marketing, technology, or staff to increase capacity and revenue streams, stimulating "muscle growth" for the company.
• Monitor Creditors: Keep a close watch on tax and social security liabilities to avoid any "inflammatory" issues that could strain liquidity.
• Plan for Scale: Develop a business plan anticipating future growth beyond a micro business model, including potential hiring and asset acquisition.
• Maintain Compliance: Ensure timely filing of accounts and confirmation statements to avoid regulatory "infections" such as penalties or reputational damage.
• Risk Management: Consider insurance and contingency planning to protect assets and ensure business continuity.

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