Company Number: 15465579

Analysis Date: 2025-07-29 16:58 UTC

1. Risk Rating: LOW
   The company is newly incorporated with its first financial period just completed, showing positive net current assets and shareholders' funds, indicating a solid initial financial position. No overdue filings or regulatory issues are present.

2. Key Concerns:

• Limited operational history: Incorporated Feb 2024, only one year of financials available, making trend analysis or long-term viability assessment difficult.
• Small scale: Only one employee reported, limited capital (£100 share capital) which may restrict capacity for larger contracts or rapid growth.
• Concentrated control: Single director and 75-100% ownership by Mr. Marko Stefa could pose governance risks and over-reliance on one individual.

3. Positive Indicators:

• Positive working capital: Current assets (£16,466) exceed current liabilities (£3,755) by a good margin, indicating liquidity to meet short-term obligations.
• Profitability: Retained earnings of £12,611 after the first year suggest the company is generating profits early in its operations.
• Compliance: Up-to-date filings with Companies House, including accounts and confirmation statement, demonstrate regulatory diligence.

4. Due Diligence Notes:

• Verify the nature and collectability of the debtor balance (£12,334, identified as CIS tax deduction) to confirm cash flow reliability.
• Assess the scale and source of revenue and profitability since the Income Statement has not been filed (exemption for small companies).
• Review director’s background for experience and any potential risk given sole control and directorship.
• Confirm business model sustainability and client base given the construction industry and small workforce.