MASTERMIND TUITION LIMITED

Executive Summary

Mastermind Tuition Limited remains dormant with minimal financial activity, holding only nominal cash and equity. While compliant with filing requirements, the company shows no signs of active trading or financial growth. To improve financial health, it should initiate trading operations, increase liquidity, and implement robust financial planning to transition from dormancy to active business status.

MASTERMIND TUITION LIMITED - Analysis Report

Company Number: 13538773

Analysis Date: 2025-07-20 16:48 UTC

Financial Health Assessment for Mastermind Tuition Limited

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1. Financial Health Score: D

Explanation:
The company is classified as dormant with minimal financial activity reflected in its filings. The balance sheet shows virtually no operational assets or liabilities beyond a nominal cash balance and share capital (£100). This grade indicates a business in a state of financial hibernation—no active trading, revenue generation, or financial growth. While there are no signs of distress, the lack of financial activity means the company is not currently contributing value or generating cash flow.

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2. Key Vital Signs

Metric	Value (2024)	Interpretation
Cash at Bank	£100	Extremely low cash reserves; insufficient for operational needs.
Net Assets	£100	Minimal asset base, reflecting no accumulated profits or investments.
Shareholders’ Funds	£100	Equity limited to initial share capital, no retained earnings.
Account Category	Dormant	No trading activity recorded; no revenue or expenses.
Filing Status	Up to date	Compliance with statutory filing deadlines is maintained.
Director and Ownership	Single Director & 100% owned by Mrs Pardeep Kaur Sangha	Concentrated control, suitable for small dormant companies.

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3. Diagnosis: What the Financial Data Reveals

Mastermind Tuition Limited is currently in a "financial coma," presenting symptoms typical of a dormant company. The company holds nominal cash and equity reflecting only the initial share capital, with no operational activities reported. There is no revenue, no expenses, no trading assets, and no liabilities beyond the minimal equity injection.

This financial stasis suggests the company is either a holding entity, a future startup yet to commence trading, or a shell awaiting activation. The absence of any profit and loss activity or working capital means the company does not generate cash flow, nor does it assume financial risk.

From a financial health perspective, this state is neither positive nor negative—there are no "symptoms of distress," but equally, there is no evidence of “healthy financial activity” or growth. The company’s survival depends on future activation, capital injection, or operational commencement.

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4. Recommendations: Specific Actions to Improve Financial Wellness

• Activate Trading Operations: To move from dormancy to financial vitality, begin trading activities aligned with the educational support services sector (SIC 85600). Generating revenue and profit will build working capital and strengthen the balance sheet.

• Build Cash Reserves: Increase cash holdings through equity funding or loans to cover operational expenses and provide liquidity buffer.

• Financial Planning & Budgeting: Develop a financial plan with projections for income, costs, and capital needs. This will help diagnose financial risks early and guide sustainable growth.

• Record Keeping & Reporting: Ensure accurate accounting records reflecting operational transactions to enable meaningful financial analysis and compliance.

• Seek Advisory Support: Consider consulting with business advisors or financial experts to design a path from dormancy to active trading, ensuring compliance and optimized resource use.

• Monitor Compliance: Continue to meet filing deadlines to avoid penalties and maintain good standing.

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Medical Analogy Summary

Mastermind Tuition Limited is currently in a dormant state akin to a patient in a medically induced coma—stable but inactive. Its "financial pulse" is minimal, with no cash flow or operational activity, indicating no current health issues but also no growth or vitality. To regain financial wellness, it must "wake up" by commencing active trading, building cash reserves, and establishing sustainable financial management.

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