MATHS CRUNCH LTD

Executive Summary

Maths Crunch Ltd is a newly incorporated micro-entity showing early signs of financial distress with net liabilities and very limited current assets. While compliant with filing requirements and transparent in ownership, the lack of employees and negative net assets present significant solvency and liquidity risks. Further investigation into the company’s liabilities, funding strategy, and operational model is recommended to evaluate sustainability.

MATHS CRUNCH LTD - Analysis Report

Company Number: 14761488

Analysis Date: 2025-07-19 12:13 UTC

1. Risk Rating: HIGH
   The company exhibits significant financial distress with net liabilities and no employees, indicating potential solvency and liquidity risks within its first year of operation.

2. Key Concerns:

• Negative Net Assets: The balance sheet shows net liabilities of £544, indicating the company’s liabilities exceed its assets, raising solvency concerns.
• Minimal Current Assets: Only £61 in current assets against £605 in current liabilities suggests poor liquidity and very limited working capital.
• No Employees and Early Stage: Operating with zero employees and incorporated less than a year ago may imply limited operational capacity and unproven business sustainability.

3. Positive Indicators:

• Compliance with Filing Requirements: The company has filed both accounts and confirmation statements on time with no overdue filings, showing regulatory compliance.
• Clear Ownership and Governance: The sole director and 100% shareholder is identified with no disqualifications noted, indicating transparent control structure.
• Micro Entity Status: Being classified as a micro entity reduces reporting burdens and costs, which can be beneficial for an early-stage business.

4. Due Diligence Notes:

• Investigate the nature and timing of the liabilities causing negative equity, including any related party debts or startup costs.
• Confirm the company’s business model viability in general secondary education and video production activities given no employees and minimal assets.
• Review cash flow forecasts and funding plans to assess how the company intends to meet its short-term obligations.
• Assess any contingent liabilities or off-balance sheet obligations not disclosed.
• Check for related party transactions or loans from the director that may impact financial stability.