MATTERS OF THE HEART LIMITED

Executive Summary

Matters of the Heart Limited operates as a dormant company with minimal financial assets and no trading activity. Its financial profile and lack of cash flow render it unable to support credit facilities at this time. Approval of credit is not recommended without material operational and financial changes.

MATTERS OF THE HEART LIMITED - Analysis Report

Company Number: 12686892

Analysis Date: 2025-07-29 14:26 UTC

1. Credit Opinion: DECLINE. Matters of the Heart Limited is currently classified as a dormant company with negligible financial activity and minimal assets (£1 net assets and cash). There is no evidence of trading operations, revenue generation, or financial performance that would support servicing any credit facilities. The absence of financial activity over multiple years indicates an inability to repay loans or meet commercial obligations.

2. Financial Strength: The company's balance sheet is extremely thin with net assets and shareholder funds reported at £1 consistently over several years. There are no fixed or current assets of substance, and cash reserves are essentially non-existent (£1). This lack of financial substance demonstrates an absence of capital base or reserves to absorb losses or fund operations.

3. Cash Flow Assessment: Operating as a dormant entity, the company shows no operational cash flows, no working capital, and no liquidity beyond a nominal cash balance of £1. Without active business or revenue, there is no cash generation capability, making it unable to fund any repayments or sustain ongoing expenses.

4. Monitoring Points:

• Should the company transition from dormant to active status, immediate review of financial statements and cash flow projections is required.
• Monitor for any changes in ownership or director appointments that may indicate a strategic shift.
• Observe filings for overdue accounts or changes in company status that could signal financial distress or closure.