MAXTRUST GROUP LTD

Executive Summary

Maxtrust Group Ltd is a newly formed micro-entity with a marginally negative net asset position and liabilities slightly exceeding assets. While filings are current and liquidity appears adequate, the absence of trading data and employee engagement limits assessment of operational sustainability. Further due diligence on liabilities and business activities is recommended to clarify financial stability and governance risks.

MAXTRUST GROUP LTD - Analysis Report

Company Number: 15516835

Analysis Date: 2025-07-29 12:41 UTC

1. Risk Rating: MEDIUM
   Justification: The company is very newly incorporated (Feb 2024) with micro-entity financials. It shows a marginally negative net asset position (£-240) and current liabilities exceeding current assets by a small amount, indicating limited solvency buffer. However, no overdue filings or indications of financial distress currently exist.

2. Key Concerns:

• Negative net assets and net liabilities of £240 despite significant current assets suggest some outstanding creditor obligations or long-term liabilities slightly exceeding assets.
• Zero employees and no profit and loss information filed limit insight into operational activity and sustainability. The company may not yet have commenced trading or generated revenue.
• Control is concentrated with one individual and a holding company, which may heighten governance and succession risks.

3. Positive Indicators:

• The company is in active status with all filings up to date and no overdue accounts or confirmation statements.
• Current assets of approximately £493k provide a reasonable liquidity base for a micro-entity startup.
• Director and PSC information is transparent, with no indications of disqualifications or adverse regulatory issues.

4. Due Diligence Notes:

• Investigate the nature of the liabilities totaling £493,138 especially those due after more than one year, to understand solvency risks and creditor structure.
• Seek information on business activities, revenue generation, and plans for operational development since no employees or P&L data have been reported.
• Review the relationship and financial transactions between the company and Maxtrust Holdings Ltd to assess group structure and inter-company risk.