M.C PLASTERING SOLUTIONS LTD

Executive Summary

M.C PLASTERING SOLUTIONS LTD, a micro-entity in specialised construction, exhibits typical start-up financial fragility with minimal net assets and working capital. While regulatory compliance is current and the business operates in a focused niche, the sole director ownership structure and limited financial buffer present medium risk concerns. Further due diligence on cash flow, client contracts, and director background is recommended to assess operational viability and funding adequacy.

M.C PLASTERING SOLUTIONS LTD - Analysis Report

Company Number: 15127443

Analysis Date: 2025-07-29 12:07 UTC

1. Risk Rating: MEDIUM
   Justification: M.C PLASTERING SOLUTIONS LTD is a very recently incorporated micro-entity with minimal net assets (£85) and negligible working capital. While it is currently active and filing deadlines are met, the company's financial foundation is very thin, exposing it to solvency and liquidity risks typical for a start-up in the construction sector.

2. Key Concerns:

• Minimal net assets and working capital (£85) suggest a fragile financial position unable to absorb shocks or sustain operations without additional financing or cash inflows.
• The company is less than two years old, which raises typical start-up risks around operational sustainability and market traction in a competitive sector (specialised construction, plastering, painting).
• Sole control by one director and shareholder raises governance and operational risk, including dependency on a single individual for decision-making and capital support.

3. Positive Indicators:

• The company is fully compliant with filing deadlines for accounts and confirmation statements, indicating good regulatory discipline.
• The micro-entity accounts reflect a small but positive net current asset position, no overdue filings, and no signs of distress such as negative equity or insolvency filings.
• The business operates within a defined niche in construction activities, which can provide focused market opportunities if managed well.

4. Due Diligence Notes:

• Verify the company's cash flow forecasts and funding sources to assess if it can cover ongoing operational expenses and creditor payments.
• Examine contracts or client pipeline to evaluate revenue visibility and business sustainability prospects.
• Investigate director’s background and financial standing, given sole control and ownership, to understand the capacity for ongoing support and governance robustness.
• Confirm no undisclosed related party transactions or contingent liabilities that could impact solvency.