MCCARTHY CONSULTANCY SERVICES LTD

Executive Summary

McCarthy Consultancy Services Ltd is a newly incorporated dormant entity with no trading history and minimal financial resources. The company lacks capacity to service debt or credit facilities, leading to a recommendation to decline credit at this time. Future monitoring should focus on any transition from dormant status to active trading with corresponding financial disclosures.

MCCARTHY CONSULTANCY SERVICES LTD - Analysis Report

Company Number: 14147230

Analysis Date: 2025-07-20 17:28 UTC

1. Credit Opinion: DECLINE
   McCarthy Consultancy Services Ltd is a dormant company with minimal financial activity and no trading history. The company’s balance sheet shows nominal net assets (£100) and cash (£100) with no revenue or profit data to support repayment capacity. As there is no operational trading or cash flow, the company lacks the financial substance to service debt or meet commercial obligations at this time.

2. Financial Strength:
   The company maintains a very minimal balance sheet with fixed share capital of £100 and equivalent cash balances. There are no liabilities or significant assets reported. Being dormant since incorporation with no reported trading, the financial position is essentially static and provides no evidence of business momentum or capital strength.

3. Cash Flow Assessment:
   With only £100 in cash and no operating income or working capital, liquidity is extremely limited. The company does not generate cash flow from operations, making it unable to meet any borrowing commitments or short-term liabilities beyond the nominal cash on hand.

4. Monitoring Points:

• Monitor for filing of accounts indicating commencement of trading or material financial activity.
• Watch for any significant changes in net assets or cash balances indicating business development.
• Review director and credit references if the company seeks credit facilities in the future.
• Confirm no late filings or regulatory compliance issues develop, which could signal financial distress.