MCLEAN ENTERPRISE LTD

Executive Summary

MCLEAN ENTERPRISE LTD is a newly incorporated micro-entity with negligible financial activity and minimal net assets, resulting in a lack of operational and financial substance. Without evidence of trading or cash flow, the company currently does not demonstrate the capacity to service debt or sustain financial commitments. Credit approval is not recommended at this stage; ongoing monitoring of financial development is essential.

MCLEAN ENTERPRISE LTD - Analysis Report

Company Number: 13125475

Analysis Date: 2025-07-20 14:01 UTC

1. Credit Opinion: DECLINE
   MCLEAN ENTERPRISE LTD is a very early-stage micro-entity with minimal financial activity and negligible assets or liabilities. The company’s balance sheet shows net assets of only £100 and no current or fixed assets or liabilities. There is no evidence of trading activity or cash flow generation. The lack of financial substance and operating history presents a high credit risk with no demonstrated ability to service debt or meet financial commitments.

2. Financial Strength:
   The company’s financial position is extremely weak. With share capital of just £1 and net assets of £100, there is no meaningful equity buffer. The absence of current assets means no liquidity cushion. No fixed assets exist to support borrowing. The balance sheet is essentially dormant, reflecting no operational scale or financial resilience.

3. Cash Flow Assessment:
   There are no current assets or liabilities, indicating a complete lack of working capital or cash flow. The company does not appear to have generated any revenue or incurred costs that would produce cash inflows or outflows. This zero liquidity scenario means the business cannot manage short-term obligations or loan repayments.

4. Monitoring Points:

• Trading performance and revenue generation in the next 12 months.
• Development of working capital and cash reserves.
• Any material changes in asset base or liabilities.
• Director’s financial contributions or external funding.
• Timely submission of future accounts and confirmation statements.