Company Number: 14721211

Analysis Date: 2025-07-20 14:48 UTC

1. Risk Rating: LOW
   MDD Consultant Ltd is a recently incorporated private limited company with healthy net current assets and no overdue filings. The financial position as at 31 March 2024 shows positive net assets, low current liabilities, and a strong cash position relative to liabilities, indicating low immediate solvency and liquidity risk.

2. Key Concerns:

• Lack of Operating History: Incorporated in March 2023, the company has less than one full year of trading history, limiting assessment of operational stability and revenue generation.
• No Employees Reported: The accounts note zero employees during the period, which may indicate the business is currently dormant or reliant solely on the director, raising questions about scalability and operational capacity.
• Minimal Debtors and Creditors: The negligible debtor balance (£1) and relatively small current liabilities (£5,992) suggest limited business activity, which could imply limited cash flow from operations.

3. Positive Indicators:

• Strong Cash Position: Cash at bank of £30,000 against current liabilities of £5,992 provides a solid liquidity buffer to meet short-term obligations.
• Positive Net Assets and Shareholders’ Funds: Net assets of £24,009 indicate the company is solvent with equity backing.
• Compliance and Timely Filings: No overdue accounts or confirmation statements were noted, evidencing good regulatory compliance and governance.
• Single Shareholder with Full Control: Mr. Mark David Daynes holds 75-100% of shares and voting rights, ensuring clear decision-making authority.

4. Due Diligence Notes:

• Business Model and Revenue Streams: Clarify the nature of operations, client base, and revenue generation plans given the lack of employees and minimal turnover data.
• Projected Cash Flows: Obtain forecasts and budgets to assess sustainability beyond current cash reserves.
• Director Background and Plans: Investigate the director’s experience, intentions for growth, and potential for external funding or investment.
• Industry Risks: Given the SIC code 43999 (other specialised construction activities), understand market demand, competition, and regulatory environment affecting the company.