MEALS & DEALS TRADING LTD

Executive Summary

MEALS & DEALS TRADING LTD appears financially stable with improving net assets and strong liquidity, supported by a clear ownership structure and compliance with filing obligations. However, concerns around limited operational scale, declining fixed assets, and a single director governance model warrant further investigation to fully assess long-term sustainability and operational risks.

MEALS & DEALS TRADING LTD - Analysis Report

Company Number: SC688862

Analysis Date: 2025-07-29 20:44 UTC

1. Risk Rating: LOW
   The company demonstrates a solid net asset position that has improved over recent years, with current assets significantly exceeding current liabilities, indicating good short-term liquidity. There are no overdue filings or signs of insolvency, and the business is small and stable with minimal complexity.

2. Key Concerns:

• Reliance on a single director and sole significant controller may pose governance risk and limit strategic oversight.
• Fixed assets have declined steadily over the past years, which may indicate underinvestment in long-term operational capacity or asset sales.
• The company operates as a micro-entity with a single employee, which could constrain scalability and operational resilience.

3. Positive Indicators:

• Consistent growth in net assets and net current assets year on year, reflecting improving financial strength.
• Strong liquidity position with current assets nearly ten times current liabilities as of the latest accounts.
• No overdue statutory filings and no indications of regulatory non-compliance or distress.
• Ownership is clear and stable, with 100% control by a single individual, simplifying accountability.

4. Due Diligence Notes:

• Investigate the nature and condition of fixed assets to understand the impact of their decline on business operations.
• Review cash flow statements and profit and loss accounts for operational profitability and cash generation, as this data is not provided.
• Assess the business model and customer base to evaluate sustainability given the limited staff and asset base.
• Confirm no related party transactions or director loans that might distort financial position.
• Check for any contingent liabilities or off-balance sheet obligations not visible in micro-entity accounts.