Company Number: 12516805

Analysis Date: 2025-07-20 14:11 UTC

1. Credit Opinion: DECLINE. MEDALLION (DESIGN AND DEVELOPMENT) LIMITED is a dormant company with no trading activity or financial transactions reported in the latest accounts. The balance sheet shows nominal net assets of £1, with no operational income or expenses, indicating no current cash flow or trading history to support debt servicing. Without trading performance or financial activity, the company cannot demonstrate the ability to repay loans or meet commercial obligations.

2. Financial Strength: The company’s financial position is minimal and static, reflecting its dormant status. Share capital stands at £100 issued as a single £1 share called up, with net assets and shareholders’ funds at £1. No fixed or current assets, liabilities, or retained earnings exist. This indicates no financial substance or buffer to absorb losses or fund operations, presenting a very weak financial foundation.

3. Cash Flow Assessment: No cash flow data or working capital is available due to the dormant status. The company is not generating revenues or incurring expenses, so liquidity cannot be assessed. The absence of current assets and liabilities implies no ongoing operational cash requirements or liquidity needs, but also means no ability to generate cash internally.

4. Monitoring Points: If the company transitions from dormant to active status, closely monitor:

• Profit and loss trends to assess operational viability.
• Cash flow statements and working capital management.
• Changes in net assets and shareholder funds reflecting capital injections or retained earnings.
• Timely and complete filing of accounts and confirmation statements to ensure ongoing compliance.
• Management decisions and any material changes in ownership or control that impact credit risk.