MELIORA FINANCE CONSULTING LIMITED

Executive Summary

Meliora Finance Consulting Limited is currently a dormant entity with minimal financial activity and nominal net assets. While administratively compliant and professionally led, the company lacks operational cash flow and financial substance. To improve financial health, the company should focus on initiating trading activities, generating cash flow, and building working capital.

MELIORA FINANCE CONSULTING LIMITED - Analysis Report

Company Number: 14569259

Analysis Date: 2025-07-29 15:23 UTC

Financial Health Assessment of MELIORA FINANCE CONSULTING LIMITED

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1. Financial Health Score: Grade D

Explanation:
The company is classified as dormant with virtually no financial activity, reflected in minimal asset and equity values (£1). This indicates the business is at a nascent or inactive stage with no operational revenue or expenses. While not showing distress, the lack of active trading or cash flow signals limited current financial health and business vitality.

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2. Key Vital Signs

Metric	Value	Interpretation
Status	Active	Company is legally operational but dormant in financial terms.
Account Category	Dormant	No significant financial transactions in the reporting period.
Cash at bank	£1	Practically no liquid funds available; indicates no trading activity or cash flow.
Net Assets	£1	Essentially no assets or equity; company has minimal financial substance.
Shareholders Funds	£1	Reflects initial share capital only; no retained earnings or reserves.
Filing Compliance	Up-to-date	Accounts and confirmation statements are filed on time, indicating good administrative health.
Director	Single director with CA qualification	Experienced leadership but no financial operations yet.
Ownership	Single PSC with 75-100% shares	Clear and concentrated control which facilitates decision-making.
Industry SIC Codes	70229, 70221, 69201	Business intention in management consultancy, financial management, and accounting, but no trading yet.

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3. Diagnosis: Dormant Business with No Operational Activity

The financial "vital signs" reveal MELIORA FINANCE CONSULTING LIMITED is a dormant company. The balance sheet is minimal, showing only the nominal share capital (£1) and no operational assets or liabilities. This is typical of a company incorporated but not yet trading or developed.

The company has complied with all filing requirements, indicating good "administrative health" and governance. The single director is a chartered accountant, suggesting professional oversight. However, the complete lack of cash flow or net current assets means the business has not yet generated any revenue or incurred expenses.

This "asymptomatic" financial profile means no immediate distress is evident, but also no signs of growth or financial vitality. Essentially, it is in a pre-operational or hibernation state.

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4. Recommendations: Steps to Transition from Dormancy to Active Financial Health

• Initiate Trading Activities: To improve financial health, begin active operations aligned with the company’s stated SIC codes (management consultancy, financial management). This will generate cash flow and build assets.
• Monitor Cash Flow Closely: Establish a financial plan to maintain healthy cash reserves for meeting operational expenses and avoiding liquidity stress.
• Build Working Capital: Plan for initial expenses and receivables to create positive net current assets, which reflect business sustainability.
• Maintain Compliance: Continue timely filing of accounts and confirmation statements to avoid penalties and preserve company reputation.
• Financial Reporting & Auditing: As business grows, prepare to move beyond dormant accounts and adopt full financial reporting to track profitability and financial position.
• Strategic Planning: Utilize the director’s expertise to develop a robust business model and financial forecast to avoid future financial distress symptoms such as negative cash flow or increasing liabilities.

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Medical Analogy Summary

MELIORA FINANCE CONSULTING LIMITED currently resembles a patient in a state of dormancy—no active symptoms (cash flow or trading), but also no signs of vitality (profitability or asset growth). The company’s “financial pulse” is minimal, with just the initial capital sustaining it. To move towards a “healthy” financial condition, the business must awaken with operational activity and build up its financial reserves and cash flow.

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