MI PROPERTY SOLUTIONS LTD

Executive Summary

MI PROPERTY SOLUTIONS LTD shows a modest but improving financial position with positive net assets and timely statutory filings, indicating sound regulatory compliance and governance. However, the limited working capital buffer and concentrated ownership structure present some liquidity and operational risks. Further review of cash flows and business sustainability is advisable to ensure ongoing financial stability.

MI PROPERTY SOLUTIONS LTD - Analysis Report

Company Number: 13554210

Analysis Date: 2025-07-20 14:48 UTC

1. Risk Rating: LOW
   The company demonstrates a positive net asset position with modest but improving net current assets. There are no overdue filings or indicators of regulatory non-compliance. The business is classified as micro-entity with minimal complexity and has a single director who is also the sole controlling shareholder, which reduces governance complexity.

2. Key Concerns:

• Thin Working Capital Buffer: Net current assets are positive but marginal (£504 in 2023), indicating limited short-term liquidity cushion to absorb unexpected cash flow pressures.
• Limited Scale and Growth: The micro-entity status and stable but small asset base suggest limited operational scale, which may constrain resilience against market fluctuations in the real estate sector.
• Single Director and Owner Concentration: The sole director and 100% ownership by one individual increases exposure to key person risk and may limit oversight.

3. Positive Indicators:

• Improved Financial Position: Net assets increased from £1,770 in 2022 to £4,948 in 2023, showing growth in equity and asset base.
• Up-to-date Filings: Accounts and confirmation statement are filed on time with no overdue reports, indicating good compliance and governance discipline.
• Stable Operations: The company has maintained a consistent employee count (one employee) and fixed assets have increased, indicating some reinvestment or asset acquisition.

4. Due Diligence Notes:

• Review detailed cash flow statements and debtor aging to assess actual liquidity beyond balance sheet figures.
• Investigate the nature of current liabilities to understand timing and risk of short-term obligations.
• Assess revenue streams and profitability trends to evaluate operational sustainability in the real estate agency sector.
• Confirm absence of any director disqualifications or regulatory warnings beyond public filings.
• Evaluate potential dependency on the sole director for business continuity.