MICHAEL G ORRISS CONSULTING LTD

Executive Summary

Michael G Orriss Consulting Ltd presents a strong and improving financial position with robust liquidity and increasing net assets, reflecting prudent financial management. The company’s micro-entity status and consistent working capital growth support a favorable credit risk profile. Continued monitoring should focus on maintaining cash flow and governance stability to ensure ongoing creditworthiness.

MICHAEL G ORRISS CONSULTING LTD - Analysis Report

Company Number: 12606830

Analysis Date: 2025-07-29 14:53 UTC

1. Credit Opinion: APPROVE
   Michael G Orriss Consulting Ltd demonstrates solid financial health with consistent growth in net assets and working capital over recent years. The company is micro-sized, operating in a niche management consultancy sector, with no overdue filings or signs of financial distress. The director’s long-term control and stable management further support creditworthiness. Given the strong liquidity position and absence of liabilities pressures, the company appears capable of meeting debt obligations without difficulty.

2. Financial Strength:
   The balance sheet shows net assets rising from £412 in 2020 to £48,996 in 2024, indicating steady accumulation of equity and retained earnings. Fixed assets are minimal, appropriate for a consultancy, while current assets increased significantly to £63,737, mainly cash or receivables. Current liabilities have declined from £30,047 in 2021 to £14,934 in 2024, improving the net current asset position (£48,803 in 2024). The company’s equity base is strong relative to its size, with shareholders’ funds fully supporting the business.

3. Cash Flow Assessment:
   Current assets comfortably exceed current liabilities by over three times, indicating excellent short-term liquidity and working capital sufficiency. The company’s cash and receivables likely provide immediate resources to cover operational costs and any short-term debt. The absence of significant fixed asset investment reduces cash flow strain. Although detailed profit and loss data is unavailable, the growth in net assets and working capital suggests positive cash flow generation.

4. Monitoring Points:

• Monitor revenue and profitability trends once available to confirm continued positive cash flow generation.
• Watch for any significant increases in current liabilities or overdue payments that could impair liquidity.
• Keep track of director’s ongoing involvement and any changes in ownership or management that might affect governance.
• Review any changes in the consultancy market or regulatory environment impacting business stability.