Company Number: 14686383

Analysis Date: 2025-07-29 14:55 UTC

1. Credit Opinion: DECLINE

MISTER D LIMITED is a newly incorporated private limited company engaged in letting and operating its own or leased real estate (SIC 68209). The latest financials indicate a negative net asset position of -£26,290 with net current liabilities of -£99,832. The company is reliant on director financial support to maintain going concern status, as acknowledged in the accounts. Given the absence of trading history beyond one year, negative equity, and substantial short-term liabilities exceeding current assets, the company currently lacks the financial stability and cash flow capacity to service external credit facilities.

2. Financial Strength:

The balance sheet shows total fixed assets of £73,542 (investment property) but current liabilities nearly £100k, resulting in a negative net current asset position and overall negative shareholders’ funds. This indicates overleveraging and poor liquidity. The company has no retained earnings or reserves and is operating at a loss (reflected in the negative P&L account). There is no evidence of operational profitability or positive equity build-up to improve financial strength.

3. Cash Flow Assessment:

The company holds no reported current assets such as cash or receivables to offset current liabilities. With net current liabilities of £99,832 and no employees generating revenue, cash flow from operations is likely minimal or negative. The directors have committed to supporting the business financially and will not recall their loans within 12 months, indicating reliance on internal funding rather than operating cash flow. This weak liquidity profile poses significant risk for external creditors.

4. Monitoring Points:

• Monitor subsequent trading performance and whether the company generates positive cash flows.
• Watch for improvements in net current assets and reduction of short-term liabilities.
• Track any increase in equity or retained profits that could signal strengthening financial position.
• Review director loans and financial support arrangements for sustainability.
• Assess timely filing of accounts and confirmation statements as indicators of management diligence.