MISTRAL TRAINING CONSULTANCY LIMITED

Executive Summary

Mistral Training Consultancy Limited presents a low-risk profile based on available balance sheet data showing stable liquidity and positive net assets. The company maintains good regulatory compliance and appears operationally stable since its recent incorporation. However, limited financial disclosures and reliance on director accounts warrant further review to confirm ongoing financial health and operational viability.

MISTRAL TRAINING CONSULTANCY LIMITED - Analysis Report

Company Number: 13145171

Analysis Date: 2025-07-29 21:03 UTC

1. Risk Rating: LOW
   The company demonstrates a stable financial position with positive net current assets and consistent shareholder funds. It is current on all filings and shows no indication of insolvency or liquidity distress.

2. Key Concerns:

• Very low share capital (£2), indicating minimal equity buffer against unexpected losses.
• Directors’ current accounts form a significant portion (£7,012 of £8,505 current liabilities), which may represent director loans or drawings that could affect cash flow.
• Limited financial disclosure (no income statement filed) restricts insight into profitability trends and operational cash generation.

3. Positive Indicators:

• Positive net current assets (£11,111) and stable cash position (~£19,600) indicate sufficient liquidity to cover short-term obligations.
• Consistent growth in shareholders’ funds from £10,306 (2023) to £11,111 (2024) suggests retained profitability or capital injection.
• No overdue filings or regulatory compliance issues; company remains active and in good standing since incorporation in 2021.

4. Due Diligence Notes:

• Confirm nature and terms of directors’ current account balances to assess repayment risk or potential claims on company liquidity.
• Obtain and review profit and loss accounts or management accounts for a fuller picture of operational performance and sustainability.
• Validate absence of contingent liabilities or off-balance-sheet risks that could impair solvency.
• Assess client concentration and contract renewal status given the niche “private security activities” SIC code, to gauge revenue stability.
• Verify directors’ backgrounds and any potential related party transactions that may impact governance or financial integrity.