MJD COMMERCIAL LIMITED

Executive Summary

MJD COMMERCIAL LIMITED is a dormant entity with no financial activity or trading history, resulting in an inability to support credit facilities. Its minimal financial base and lack of cash flow present a high credit risk. Credit approval is not recommended unless the company demonstrates significant operational and financial improvements.

MJD COMMERCIAL LIMITED - Analysis Report

Company Number: 13137708

Analysis Date: 2025-07-20 15:38 UTC

1. Credit Opinion: DECLINE
   MJD COMMERCIAL LIMITED is a dormant private limited company with no trading activity or financial transactions reported over multiple years. The absence of trading history and financial performance data means there is no evidence of operational cash flow or profitability to support debt servicing. Without active business operations or financial metrics, the company cannot demonstrate the capacity to meet credit obligations.

2. Financial Strength:
   The company’s balance sheet shows only nominal share capital of £100 with no assets or liabilities beyond this. Net assets and shareholders’ funds have remained constant at £100 over the last four reporting periods, indicating no growth or financial activity. This lack of financial substance reflects a very weak financial position with no collateral or equity buffer available.

3. Cash Flow Assessment:
   As a dormant entity, MJD COMMERCIAL LIMITED has no reported revenues, expenses, or cash flow. There is no working capital or liquidity to evaluate. The company’s ability to generate cash internally or externally is unproven and therefore insufficient to support any credit facility or repayment commitments.

4. Monitoring Points:

• Monitor any changes in trading status from dormant to active, which would warrant a reassessment of financials and creditworthiness.
• Track timely filing of statutory accounts and confirmation statements to ensure compliance and transparency.
• If the company begins trading, review emerging financial statements for revenue generation, profitability, and cash flow trends.
• Observe any changes in ownership or directorship that could impact governance or financial stewardship.