MJK ACCESS LTD

Executive Summary

MJK ACCESS LTD exhibits good early-stage financial health with positive net current assets and growing net worth, reflecting sound liquidity and operational stability. The company’s financial condition is healthy but modest, typical for a micro-entity in its initial years, with opportunities to strengthen its capital base and asset foundation for sustainable growth. Continued prudent financial management and strategic planning will support improved resilience and expansion.

MJK ACCESS LTD - Analysis Report

Company Number: 13160941

Analysis Date: 2025-07-20 15:37 UTC

Financial Health Assessment for MJK ACCESS LTD

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1. Financial Health Score: B

Explanation:
MJK ACCESS LTD demonstrates a solid foundation with positive net current assets and net assets, indicating financial stability at this early stage of the company’s life. The increase in net assets from £1 in 2023 to £5,331 in 2024 shows growth and improved liquidity. However, the scale of operations remains small (micro-entity level), and the absence of fixed assets and minimal share capital reflect a nascent stage with limited capital investment. Overall, the company is in a stable but early phase of financial health, meriting a "B" grade indicating good but developing financial wellness.

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2. Key Vital Signs:

Metric	2024 Value	Interpretation
Fixed Assets	£0	No long-term assets; typical for a young micro company but may limit operational capacity.
Current Assets	£5,331	Healthy short-term resources, likely cash or receivables, essential for day-to-day operations.
Net Current Assets	£5,331	Positive working capital; company can cover short-term liabilities comfortably.
Net Assets	£5,331	Positive equity indicating the company’s net worth is increasing.
Share Capital	£1	Minimal initial capital invested; common for micro companies but may restrict funding options.
Employees	1 (average)	Very small workforce; operations likely lean and possibly owner-managed.

Interpretation of Vital Signs:
The company shows "healthy cash flow" symptoms with positive net current assets and growing net worth. The absence of fixed assets is not unusual at this stage but suggests limited investment in physical infrastructure or equipment. The micro-entity status means simpler reporting and smaller operational scale, which aligns with the low employee count and minimal capital.

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3. Diagnosis:

• Liquidity and Working Capital: The company exhibits a robust liquidity position with net current assets equal to current assets, implying no current liabilities. This is a good sign that MJK ACCESS LTD can meet short-term obligations without strain—a "healthy pulse" in financial terms.

• Growth Trajectory: The net assets increased over the year, reflecting either retained earnings or capital injections. This signals positive "growth indicators" but the scale remains modest.

• Capital Structure: With only £1 in share capital, the company’s financial base relies heavily on operational cash flow and reserves rather than equity funding. While common in small startups, this could be a "vulnerability symptom" if external funding or investment is required.

• Operational Scale: The single employee count and lack of fixed assets suggest the business model is likely service-oriented with limited overheads, consistent with the SIC classification for scaffold erection activity, which may involve subcontracting or leasing equipment.

• Compliance and Governance: The company is active, up-to-date on filings, and has a clear governance structure with a single director and a recently appointed company secretary, indicating good administrative health.

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4. Recommendations:

• Strengthen Capital Base: Consider increasing share capital or securing additional funding to enable investment in fixed assets or expansion, improving operational capacity and business resilience.

• Asset Development: Evaluate opportunities to acquire or lease fixed assets strategically to enhance service delivery and potentially increase profitability.

• Cash Flow Management: Maintain focus on positive working capital and monitor cash flow closely to ensure the company can sustain operations and invest in growth.

• Business Planning: Develop a medium-term strategy to scale operations, including workforce expansion, marketing, and client base growth, while maintaining financial controls.

• Regular Financial Review: Continue timely filing and review of financial statements to track key metrics, identify emerging risks, and seize opportunities early.

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