MLS TALENT LTD

Executive Summary

MLS Talent Ltd shows a strong and improving financial position with healthy liquidity and growing equity, supporting its ability to meet financial obligations. The company’s management appears responsible with no overdue filings and controlled liabilities. Continued monitoring of receivables and cash flow will ensure sustained creditworthiness.

MLS TALENT LTD - Analysis Report

Company Number: 13125831

Analysis Date: 2025-07-20 11:22 UTC

1. Credit Opinion: APPROVE. MLS Talent Ltd demonstrates solid liquidity and a strengthening balance sheet with improving net current assets and net equity over recent years. The company is active with no overdue filings, indicating good compliance and operational management. Its ability to maintain positive working capital and growing shareholders' funds supports confidence in its capacity to meet short-term obligations and service debt.

2. Financial Strength: The company’s net assets increased from £96,449 in 2020 to £267,750 in 2023, showing consistent growth in retained profits and equity. Current liabilities have decreased significantly from £102,159 in 2020 to £52,775 in 2023, improving the net current asset position from £96,449 to £267,750. The balance sheet reflects a strong equity base relative to its liabilities, indicating financial stability and low leverage risk.

3. Cash Flow Assessment: Cash holdings are robust and have increased from £139,269 in 2020 to £268,165 in 2023, providing ample liquidity cushion. Debtors have grown moderately but remain comfortably covered by cash and current assets. The company maintains healthy working capital, ensuring it can cover short-term liabilities without strain. Minimal bank loans and overdrafts (£2,048 in 2023) suggest low reliance on external financing.

4. Monitoring Points:

• Monitor trade debtor aging to ensure receivables continue to be collected timely.
• Keep track of any significant increases in trade creditors or other short-term liabilities that could pressure liquidity.
• Watch for changes in cash flow patterns especially if business operations scale up or diversify.
• Review annual turnover and profitability as these are not disclosed here but critical for ongoing credit evaluation.
• Confirm no adverse changes in director status or company compliance filings.