MOJO25 LIMITED

Executive Summary

MOJO25 Limited is a nascent real estate management and investment entity positioned to capitalize on London’s property market through ownership and operational expertise. While it holds valuable investment properties and benefits from focused governance, the company faces early-stage financial constraints and leverage risks that necessitate prudent capital management. Strategic growth lies in portfolio expansion, service diversification, and market penetration, contingent on strengthening financial stability and mitigating liquidity pressures.

MOJO25 LIMITED - Analysis Report

Company Number: 14923161

Analysis Date: 2025-07-29 19:35 UTC

1. Market Position: MOJO25 Limited operates in the real estate sector, specifically focused on the management, letting, and trading of owned or leased property assets in London. As a newly incorporated private limited company (since June 2023), it occupies an early-stage position within a highly competitive and capital-intensive real estate market, primarily targeting fee-based management and investment property activities.

2. Strategic Assets:

• Investment Property Portfolio: The company holds investment properties valued at approximately £289k, providing a tangible asset base and potential for rental income and capital appreciation.
• Control and Governance: The founder-director, Miss Manveer Gosal, holds 75-100% ownership and voting rights, ensuring centralized strategic decision-making and agility.
• Industry Focus: Specialization in management and trading of real estate allows MOJO25 to leverage niche expertise in property operations and market knowledge.
• Small Company Exemption: The firm benefits from streamlined regulatory and reporting requirements, reducing administrative overhead.

3. Growth Opportunities:

• Portfolio Expansion: Acquisition of additional properties to increase rental income streams and scale asset management fees.
• Diversification: Expanding services into property development or refurbishment could enhance value creation and competitive differentiation.
• Market Penetration: Leveraging local London market knowledge to build relationships with landlords and tenants, capturing a greater share of fee-based management contracts.
• Strategic Partnerships: Collaborations with real estate agents, developers, or financial institutions could improve deal flow and capital access.
• Financial Structuring: Optimizing debt and equity mix to support growth while improving net asset position and liquidity.

4. Strategic Risks:

• Negative Net Assets: The company currently reports net liabilities (£10k negative shareholders’ funds), indicating initial funding constraints or early-stage losses that could limit operational flexibility.
• High Leverage: Bank loans of £185.5k relative to asset base increase financial risk, especially if rental or sales income underperforms.
• Working Capital Deficit: Negative net current assets (-£113.7k) highlight short-term liquidity pressures that may affect day-to-day operations.
• Market Volatility: London real estate is sensitive to economic cycles, regulatory changes, and interest rate fluctuations, which could impact property values and rental demand.
• Single Director Dependency: Concentrated control in one individual may pose governance and succession challenges as the company scales.